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NASDAQ: USCB USCB FINANCIAL HOLDINGS, INC. 8-K

USCB reports Q2 2026 net income of $9.1M ($0.49/share), record $272M loan production

Filed July 28, 2026 · Period ending July 28, 2026 · ~1 min read

Key Changes

  • high

    Net income $9.1M ($0.49/share); net interest income up $2.3M (42.6% annualized) to $24.4M; net interest margin expanded 22 bps to 3.49%; ROA 1.26%, ROE 15.90%

    Exhibit 99.1 view on EDGAR →
  • high

    Record gross loan production of $272M, with $116.5M (42.6%) closing in June; correspondent banking loans $83.5M at 5.22% yield, other production at 6.20% weighted-average yield

    Exhibit 99.1 view on EDGAR →
  • high

    Average deposits grew $61.9M (10.2% annualized) to $2.5B; DDA deposits up $47.4M (32.5% annualized); deposit cost improved 4 bps quarter-over-quarter to 2.16%

    Exhibit 99.1 view on EDGAR →

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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View original filing on SEC.gov Press release (Ex 99.1) on EDGAR ↗

Source-verified from EDGAR · Narrative written by AI · Jul 29, 2026 · How we verify