USCB reports Q2 EPS of $0.49, 14.6% annualized loan growth, and raises dividend 25%

Filed July 23, 2026 · Period ending July 23, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 net income of $9.1M ($0.49/share) up 22.5% per share YoY; ROAE improved to 15.90% from 14.29%; net interest margin expanded to 3.49% from 3.27% prior quarter on strong loan yields and stable deposit costs.

  Exhibit 99.1 view on EDGAR →
• high

  Record loan production of $272M drove 14.6% annualized loan growth; new loan yields averaged 6.20% (ex-correspondent); total assets surpassed $3B for the first time.

  Exhibit 99.2 view on EDGAR →
• medium

  Board declared quarterly dividend of $0.125/share (up 25% from $0.10 prior year), payable Sept 4 to shareholders of record Aug 17.

  Exhibit 99.1 view on EDGAR →