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Get filing alertsUSCB Financial's Chief Credit Officer William Turner to retire; internal successor named
Filed June 1, 2026 · Period ending June 1, 2026 · ~1 min read
Key Changes
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Chief Credit Officer William Turner retiring July 3, 2026 after serving in key risk management role. Sergio Garrido, currently Senior VP and Director of Credit Underwriting, will succeed him July 6, 2026.
Item 5.02 view on EDGAR → -
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Internal promotion of Garrido suggests continuity in credit risk practices and existing familiarity with the bank's loan portfolio during leadership transition.
Item 5.02 view on EDGAR →
Summary
USCB Financial Holdings announced a planned leadership transition in its credit risk management team. Chief Credit Officer William Turner will retire July 3, 2026, and will be succeeded three days later by Sergio Garrido, who currently serves as Senior Vice President and Director of Credit Underwriting. The internal promotion indicates management continuity and suggests Garrido has deep familiarity with the bank's lending practices and portfolio.
For retail investors, the Chief Credit Officer role is critical at any bank, as this executive oversees loan underwriting standards and manages credit risk exposure. The brief gap between Turner's departure and Garrido's appointment, combined with the internal promotion, suggests this is an orderly, planned succession rather than an unexpected departure. Investors should watch the bank's next quarterly earnings report for any commentary on credit quality trends or changes to underwriting standards under the new leadership.
Section-by-Section Diff
Event · Item 8.01 — Other Events
Item 8.01 — Other Events filed; see Key Changes for terms.
Added in current filing · verify on EDGAR →
William Turner, Executive Vice President and Chief Credit Officer of the Bank, notified the Company of his decision to retire, effective July 3, 2026.
The Bank's Chief Credit Officer, William Turner, is retiring effective July 3, 2026. He will continue in his current role until that date. This represents a planned leadership transition in a key risk management position.
Event · Item 9.01 — Financial Statements and Exhibits
USCB filed an 8-K attaching a press release dated June 1, 2026; no material business event disclosed in the body.
Added in current filing · verify on EDGAR →
Press release dated June 1, 2026.
The 8-K lists a press release dated June 1, 2026 as Exhibit 99.1. The body of the 8-K does not describe the content of the press release, so the nature of the disclosure is unknown from this filing alone. Investors should review Exhibit 99.1 to understand what was announced.
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Figures/quotes linked to EDGAR · Narrative written by AI · Jun 1, 2026 · How we verify