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Get filing alertsSMBC reports Q4 EPS of $1.83 (up 32% YoY), raises dividend 8%, repurchased $18.6M in stock
Filed July 27, 2026 · Period ending July 27, 2026 · ~1 min read
Key Changes
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Q4 FY2026 diluted EPS of $1.83, up 31.7% year-over-year and 14.4% sequentially, with ROA of 1.57% and ROE of 14.0%.
Exhibit 99.1 view on EDGAR → -
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Board raised quarterly dividend 8% to $0.27/share, declared July 21, 2026.
Exhibit 99.1 view on EDGAR → -
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Repurchased 317,088 shares in FY2026 for $18.6M at average price of $58.59 (124% of tangible book value).
Exhibit 99.1 view on EDGAR → -
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Net loans grew 7.1% year-over-year to $4.3 billion as of June 30, 2026.
Exhibit 99.1 view on EDGAR → -
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Tangible book value per share increased 13.3% to $47.43, continuing a 15-year CAGR of 10.5%.
Exhibit 99.1 view on EDGAR →
Summary
Southern Missouri Bancorp reported strong fourth-quarter fiscal 2026 results with diluted earnings per share of $1.83, representing 32% year-over-year growth and 14% sequential improvement. The company's profitability metrics strengthened, with return on average assets reaching 1.57% and return on average common equity hitting 14.0%.
Alongside the earnings beat, the board raised the quarterly dividend 8% to $0.27 per share and the company deployed $18.6 million in share repurchases during the fiscal year at an average price 24% above tangible book value. The results reflect balanced growth across the franchise.
Net loans expanded 7.1% year-over-year to $4.3 billion, while tangible book value per share grew 13.3% to $47.43, extending a 15-year compound annual growth rate of 10.5%. The combination of accelerating earnings, increased capital return through both dividends and buybacks, and sustained book value growth demonstrates the company's ability to generate returns while investing in organic loan growth. Retail holders should monitor whether the company can maintain this earnings momentum and capital deployment pace as it enters fiscal 2027.
Section-by-Section Diff
Event · Exhibit 99.1
SMBC reported Q4 FY2026 earnings of $1.83/share, raised its quarterly dividend 8% to $0.27/share, and disclosed $18.6M in share repurchases.
Added in current filing · view on EDGAR →
Earnings per common share (diluted) were $1.83 for the fourth quarter fiscal 2026, up $0.44, or 31.7%, compared to $1.39 for the same quarter a year ago, and up $0.23, or 14.4%, from the third quarter of fiscal 2026.
Southern Missouri Bancorp reported diluted earnings per share of $1.83 for the fourth quarter of fiscal 2026, a 31.7% increase year-over-year and a 14.4% increase sequentially. The company also reported annualized return on average assets of 1.57% and return on average common equity of 14.0% for the quarter, both improvements from the prior year and prior quarter. Note: these figures were previously disclosed in the company's Jul 22, 2026 8-K.
Added in current filing · view on EDGAR →
On July 21, 2026, the Board of Directors declared a quarterly cash dividend on common stock of $0.27 per share, representing an increase of $0.02 per share, or 8.0% as compared to the previous quarterly dividend payment.
The Board declared a quarterly cash dividend of $0.27 per share on July 21, 2026, an 8% increase from the prior quarterly dividend. This marks the company's continued commitment to returning capital to shareholders through dividends. Note: these figures were previously disclosed in the company's Jul 22, 2026 8-K.
Added in current filing · view on EDGAR →
Loans, net of the ACL, were $4.3 billion as of June 30, 2026, an increase of $287.9 million, or 7.1%, compared to June 30, 2025.
Net loans grew 7.1% year-over-year to $4.3 billion as of June 30, 2026. The company's loan portfolio remains diversified across residential real estate, commercial real estate, commercial and industrial, and agricultural lending. Note: these figures were previously disclosed in the company's Jul 22, 2026 8-K.
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Figures/quotes linked to EDGAR · Narrative written by AI · Jul 28, 2026 · How we verify