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NASDAQ: SMBC SOUTHERN MISSOURI BANCORP, INC. 8-K

SMBC reports Q4 net income up 28.5% to $20.3M, raises dividend 8% to $0.27/share

Filed July 22, 2026 · Period ending July 21, 2026 · ~1 min read

Key Changes

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    Q4 FY2026 net income of $20.3M ($1.83/share) rose 28.5% YoY; full-year net income of $71.8M ($6.43/share) up 22.6%, driven by higher net interest income and lower expenses.

    Exhibit 99.1 view on EDGAR →
  • high

    Board raised quarterly dividend 8% to $0.27/share (from $0.25), payable Aug 31 to shareholders of record Aug 14; marks 129th consecutive quarterly dividend.

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    Net interest margin expanded 20 bps YoY to 3.67% as cost of interest-bearing liabilities fell 29 bps, though Q4 included a $603K interest reversal on a nonaccrual agricultural loan.

    Exhibit 99.1 view on EDGAR →

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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Source-verified from EDGAR · Narrative written by AI · Jul 28, 2026 · How we verify