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NASDAQ: RBB RBB Bancorp 8-K

RBB Bancorp launches $25M buyback, redeems $40M in subordinated debt

Filed June 15, 2026 · Period ending June 12, 2026 · ~1 min read

3 key changes 1 high relevance

Key Changes

  • high

    Board authorized repurchase of up to 1 million shares (~6% of outstanding) through June 2028, representing approximately $25 million at current prices. Program is flexible and may be executed via open market, private transactions, or block trades.

  • medium

    Company will redeem $40 million of its subordinated notes on July 1, 2026, at par plus accrued interest (total ~$40.7M). This is a partial redemption, leaving $80 million in notes outstanding.

  • medium

    Subordinated notes transitioned from 4.00% fixed rate to floating rate (SOFR + 329 bps) on April 1, 2026, currently at 6.98%. Remaining $80M in notes will reset again July 1 based on prevailing SOFR.

Summary

RBB Bancorp announced two capital management initiatives: a new $25 million share repurchase program and a $40 million debt reduction. The buyback authorization allows the company to repurchase up to 1 million shares (roughly 6% of outstanding stock) over the next two years, signaling management's confidence in the stock's value and commitment to returning capital to shareholders. Simultaneously, the bank is reducing its debt burden by redeeming half of its $120 million subordinated note issuance.

This move comes after the notes reset from a 4% fixed rate to a floating rate of nearly 7% in April 2026, making the debt more expensive to service. The partial redemption will save on interest costs while maintaining $80 million in subordinated debt for regulatory capital purposes. Investors should monitor execution of the buyback program and watch whether management redeems the remaining $80 million in notes when they become callable again, particularly if interest rates remain elevated.

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Figures/quotes linked to EDGAR · Narrative written by AI · Jun 15, 2026 · How we verify