Open report — full analysis, no account required.

Sign up to generate reports and read filings that aren't on the open list.

Sign up free

Get notified when NFBK files again. Create a free account and we'll email you the moment its next filing is analyzed.

Get filing alerts

Red Flags Detected

  • Delisting (new) — Northfield Common Stock delisted from NASDAQ following merger completion, a standard consequence of acquisition but ending public trading.
NASDAQ: NFBK Northfield Bancorp, Inc. 8-K

Northfield Bancorp completes merger into Columbia Financial; shareholders receive $14.25 cash or 1.425 Columbia shares

Filed July 22, 2026 · Period ending July 20, 2026 · ~1 min read

5 key changes 2 high relevance 1 red flag 6 sections

Key Changes

  • high

    Northfield Bancorp merged into Columbia Financial on July 20, 2026, with shareholders receiving either $14.25 cash or 1.425 Columbia shares per Northfield share (or a combination), subject to election and proration.

    Item 2.01 — Completion of Acquisition or Disposition of Assets verify on EDGAR →
  • high

    Northfield Common Stock delisted from NASDAQ and ceased trading on July 20, 2026; Columbia Financial will file Form 15 to deregister the shares and suspend SEC reporting obligations.

    Item 3.01 — Notice of Delisting or Failure to Satisfy a Continued Listing Rule verify on EDGAR →
  • medium

    Four Northfield directors (Steven M. Klein, John P. Connors, Jr., Timothy C. Harrison, Paul V. Stahlin) joined Columbia Financial's board; Klein became Columbia's Senior EVP and COO.

    Item 5.02 — Departure of Directors or Certain Officers; Election of Directors; Compensation verify on EDGAR →
  • medium

    All Northfield time-based restricted stock vested immediately before closing; performance-based RSUs vested at the greater of target or actual performance through the most recent quarter.

    Item 2.01 — Completion of Acquisition or Disposition of Assets verify on EDGAR →
  • medium

    Outstanding Northfield stock options converted to Columbia options using the 1.425 exchange ratio, with share counts multiplied by 1.425 and exercise prices divided by 1.425.

    Item 2.01 — Completion of Acquisition or Disposition of Assets verify on EDGAR →

Summary

Northfield Bancorp completed its merger into Columbia Financial on July 20, 2026, with Columbia Financial surviving as the combined entity. Northfield shareholders received either $14.25 in cash or 1.425 shares of Columbia Financial common stock per Northfield share, or a combination, subject to their election and proration procedures. The two-step transaction also merged Northfield Bank into Columbia Bank.

Northfield Common Stock delisted from NASDAQ and ceased trading on July 20, 2026, with Columbia Financial filing Form 15 to deregister the shares and suspend SEC reporting obligations. Four Northfield directors joined Columbia Financial's board, and Steven M. Klein, Northfield's former Chairman, President, and CEO, became Columbia's Senior Executive Vice President and Chief Operating Officer.

All equity compensation accelerated: time-based restricted stock vested in full, performance-based RSUs vested at the greater of target or actual performance through the most recent quarter, and stock options converted to Columbia options using the 1.425 exchange ratio. The delisting is a standard consequence of the acquisition, ending Northfield's existence as a standalone public company. Former Northfield shareholders now hold Columbia Financial equity or cash consideration.

Section-by-Section Diff

Event · Item 2.01 — Completion of Acquisition or Disposition of Assets

~700 words

Item 2.01 — Completion of Acquisition or Disposition of Assets filed; see Key Changes for terms.

3 Added
Added Merger completion high

Added in current filing · verify on EDGAR →

on the Closing Date, Northfield Bancorp merged with and into Columbia Financial (the “Merger”), with Columbia Financial continuing as the surviving corporation in the Merger. Immediately following the effective time of the Merger (the “Effective Time”), Northfield Bancorp’s wholly owned banking subsidiary, Northfield Bank, merged with and into Columbia Financial’s wholly owned banking subsidiary, Columbia Bank (the “Bank Merger”), with Columbia Bank continuing as the surviving bank in the Bank Merger.

Northfield Bancorp has completed its merger with Columbia Financial, with Columbia Financial as the surviving entity. The banks' subsidiaries also merged, with Columbia Bank continuing as the surviving bank. This is a two-step merger structure typical of bank holding company transactions.

Added Restricted stock treatment medium

Added in current filing · verify on EDGAR →

Immediately prior to the Effective Time, each share of Northfield Common Stock subject to time-based vesting that was outstanding immediately prior to the Effective Time fully vested and was treated as an issued and outstanding share of Northfield Common Stock for purposes of the Merger Agreement.

All time-based restricted stock awards fully vested immediately before the merger closed, allowing holders to receive the merger consideration for these shares. This is standard change-of-control treatment for equity compensation.

Added Performance-based RSU treatment medium

Added in current filing · verify on EDGAR →

Immediately prior to the Effective Time, each performance-vesting restricted stock unit award of Northfield Bancorp accelerated in full and fully vested, with any applicable performance-based vesting condition deemed achieved at the greater of the target level of performance or actual annualized performance measured as of the most recent completed fiscal quarter, and was treated as an issued and outstanding share of Northfield Common Stock for purposes of the Merger Agreement.

Performance-based restricted stock units accelerated and vested at the higher of target performance or actual performance through the most recent quarter. This ensured holders received at least target-level payout and potentially more if actual performance exceeded target.

Event · Item 3.01 — Notice of Delisting or Failure to Satisfy a Continued Listing Rule

~200 words

Item 3.01 — Notice of Delisting or Failure to Satisfy a Continued Listing Rule filed; see Key Changes for terms.

2 Added
Added NASDAQ delisting and trading suspension high

Added in current filing · verify on EDGAR →

On July 20, 2026, The NASDAQ Stock Market LLC (the “NASDAQ”) was notified that the Merger would be effective as of July 20, 2026, and it was requested that the NASDAQ (1) suspend trading of Northfield Common Stock, (2) withdraw Northfield Common Stock from listing on the NASDAQ following the closing of trading on July 20, 2026, and (3) file with the Securities and Exchange Commission (the “SEC”) a notification of delisting of Northfield Common Stock under Section 12(b) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). As a result, Northfield Common Stock is no longer listed on the NASDAQ.

Northfield Bancorp requested NASDAQ to suspend trading and delist its common stock effective July 20, 2026, following completion of a merger. The stock is no longer traded on NASDAQ.

Added Deregistration and reporting suspension high

Added in current filing · verify on EDGAR →

In furtherance of the foregoing, Columbia Financial, as successor to Northfield Bancorp, intends to file with the SEC certifications on Form 15 under the Exchange Act requesting the deregistration of Northfield Common Stock under Section 12(g) of the Exchange Act, and the corresponding immediate suspension of Northfield Bancorp’s reporting obligations under Sections 13 and 15(d) of the Exchange Act as promptly as practicable, and to cease filing any further periodic reports with respect to Northfield Bancorp as it no longer exists as a separate legal entity as a result of the Merger.

Columbia Financial, as the successor entity, will file Form 15 to deregister Northfield Common Stock and suspend all SEC reporting obligations. Northfield Bancorp no longer exists as a separate legal entity following the merger.

Event · Item 3.03 — Material Modification to Rights of Security Holders

~100 words

Northfield Bancorp merger completed; common stockholders' rights converted to merger consideration only.

1 Added
Added Merger completion and stockholder rights high

Added in current filing · verify on EDGAR →

at the Effective Time, each holder of Northfield Common Stock immediately prior to the Effective Time ceased to have any rights with respect thereto, except the right to receive the Merger Consideration as described above and subject to the terms and conditions set forth in the Merger Agreement.

Northfield Bancorp's merger became effective on July 20, 2026. All common stockholders lost their ownership rights in the company and now hold only the right to receive the merger consideration specified in the merger agreement. This represents the completion of a previously announced acquisition transaction.

Event · Item 5.01 — Changes in Control of Registrant

~90 words

Item 5.01 — Changes in Control of Registrant filed; see Key Changes for terms.

1 Added
Added Merger completion and change of control high

Added in current filing · verify on EDGAR →

pursuant to the Merger Agreement, at the Effective Time, Northfield Bancorp was merged with and into Columbia Financial, with Columbia Financial surviving the Merger.

Northfield Bancorp has completed its merger with Columbia Financial, with Columbia Financial surviving as the combined entity. This represents a change of control for Northfield Bancorp shareholders, who now hold equity in Columbia Financial. The merger was effective July 20, 2026.

Event · Item 5.02 — Departure of Directors or Certain Officers; Election of Directors; Compensation

~200 words

Item 5.02 — Departure of Directors or Certain Officers; Election of Directors; Compensation filed; see Key Changes for terms.

3 Added
Added Merger completion and leadership transition high

Added in current filing · verify on EDGAR →

As of the Effective Time, and pursuant to the terms of the Merger Agreement, Northfield Bancorp’s directors and executive officers ceased serving as directors and executive officers of Northfield Bancorp.

Northfield Bancorp completed its merger with Columbia Financial. All Northfield directors and executive officers ceased their roles at Northfield as of the merger's effective time, consistent with the merger agreement terms.

Added Director appointments to Columbia Financial and Columbia Bank medium

Added in current filing · verify on EDGAR →

as of the Effective Time and in accordance with the Merger Agreement, the size of the Board of Directors of Columbia Financial and Columbia Bank was increased by four members, and the following individuals, each of whom was a member of the board of directors of Northfield Bancorp immediately prior to the Effective Time, were appointed to the board of directors of Columbia Financial and Columbia Bank: Steven M. Klein, John P. Connors, Jr., Timothy C. Harrison and Paul V. Stahlin.

Columbia Financial and Columbia Bank expanded their boards by four seats to accommodate former Northfield directors. Steven M. Klein, John P. Connors, Jr., Timothy C. Harrison, and Paul V. Stahlin—all Northfield board members before the merger—were appointed to both Columbia boards, ensuring continuity and representation from the acquired institution.

Added Steven M. Klein executive appointment high

Added in current filing · verify on EDGAR →

Steven M. Klein, the Chairman, President and Chief Executive Officer of Northfield Bancorp, was appointed as Senior Executive Vice President and Chief Operating Officer of Columbia Financial and Columbia Bank effective as of the Effective Time.

Steven M. Klein, who served as Northfield's Chairman, President, and CEO, transitioned to a senior executive role at the combined entity. He was appointed Senior Executive Vice President and Chief Operating Officer of both Columbia Financial and Columbia Bank, retaining operational leadership responsibilities post-merger.

Event · Item 5.03 — Amendments to Articles of Incorporation or Bylaws

~98 words

Northfield Bancorp's corporate documents ceased to exist as Columbia Financial became successor by operation of law at the Effective Time.

1 Added
Added Succession and organizational documents high

Added in current filing · verify on EDGAR →

At the Effective Time, the Certificate of Incorporation of Northfield Bancorp and the Bylaws of Northfield Bancorp, as amended, ceased to be in effect by operation of law, and the organizational documents of Columbia Financial (as successor to Northfield Bancorp by operation of law) remained the Articles of Incorporation of and the Bylaws of Columbia Financial, in each case as in effect as of immediately prior to the Effective Time.

Northfield Bancorp's Certificate of Incorporation and Bylaws ceased to exist at the Effective Time. Columbia Financial became the successor entity by operation of law, with Columbia Financial's existing Articles of Incorporation and Bylaws remaining in effect. This indicates completion of a merger or similar transaction where Northfield Bancorp was absorbed into Columbia Financial.

Was this report useful?

Figures/quotes linked to EDGAR · Narrative written by AI · Jul 23, 2026 · How we verify