Open report — full analysis, no account required.

Sign up to generate reports and read filings that aren't on the open list.

Sign up free

Get notified when HWBK files again. Create a free account and we'll email you the moment its next filing is analyzed.

Get filing alerts
NASDAQ: HWBK HAWTHORN BANCSHARES, INC. 8-K

Hawthorn Bancshares posts Q3 net income of $7.1M, EPS $1.01, and completes FSC Bancshares acquisition

Filed October 30, 2026 · Period ending October 28, 2026 · ~1 min read

5 key changes 4 high relevance 2 sections

Key Changes

  • high

    Q3 2026 net income was $7.1 million, down 3.6% from the prior quarter but up 15.2% year-over-year; diluted EPS was $1.01.

    Exhibit 99.1 view on EDGAR →
  • high

    Net interest margin improved to 4.41% from 4.16% last quarter and 3.97% a year ago, driven by higher asset yields and lower deposit costs.

    Exhibit 99.1 view on EDGAR →
  • high

    Completed acquisition of FSC Bancshares on September 3, 2026 for $17.0 million cash and 413,042 shares, adding 9 branches in northern Missouri.

    Exhibit 99.1 view on EDGAR →
  • high

    Loans held for investment rose 19.3% to $1.69 billion and deposits rose 20.3% to $1.79 billion, primarily due to the FSC acquisition.

    Exhibit 99.1 view on EDGAR →
  • medium

    Board declared a quarterly cash dividend of $0.21 per share, payable January 1, 2027 to shareholders of record on December 15, 2026.

Summary

Hawthorn Bancshares reported third quarter 2026 net income of $7.1 million, or $1.01 per diluted share. While earnings dipped 3.6% from the prior quarter, they rose 15.2% from the same period last year. Net interest margin expanded to 4.41%, reflecting higher yields on earning assets and lower deposit costs.

The quarter was marked by the completion of the FSC Bancshares acquisition on September 3, 2026, which added nine branches in northern Missouri and drove significant balance sheet growth—loans increased 19.3% to $1.69 billion and deposits increased 20.3% to $1.79 billion. The board also declared a quarterly cash dividend of $0.21 per share, payable January 1, 2027 to shareholders of record on December 15, 2026. The filing contains no red flags.

Section-by-Section Diff

Event · Exhibit 99.1

1 Added
Added Q3 2026 earnings high

Added in current filing · view on EDGAR →

Net income for the third quarter 2026 was $7.1 million, a decrease of $0.26 million, or 3.6%, from the prior quarter, and an increase of $0.9 million, or 15.2%, from the prior year quarter.

Hawthorn Bancshares reported third quarter 2026 net income of $7.1 million, down 3.6% from the prior quarter but up 15.2% from the prior year quarter. Diluted EPS was $1.01, compared to $1.06 in the prior quarter and $0.88 in the prior year quarter.

Event · Exhibit 99.2

Hawthorn Bancshares declares a $0.21 quarterly cash dividend payable Jan 1, 2027 to holders of record Dec 15, 2026.

1 Added
Show 1 minor / wording change
Added Quarterly dividend declaration low

Added in current filing · verify on EDGAR →

on October 28, 2026 its Board of Directors approved a quarterly cash dividend of $0.21 per common share. The dividend is payable on January 1, 2027 to shareholders of record at the close of business on December 15, 2026.

The Board approved a quarterly cash dividend of $0.21 per common share. The dividend will be paid on January 1, 2027 to shareholders of record as of December 15, 2026. This is a routine capital-return disclosure with no red flags.

Was this report useful?