Huntington reports Q2 EPS of $0.33, up 36% YoY, completes Cadence systems conversion

Filed July 23, 2026 · Period ending July 23, 2026 · ~2 min read

Key Changes

• high

  Q2 2026 net income $727M ($0.33/share), up 36% YoY and 39% from Q1; adjusted EPS $0.39 excluding $152M acquisition costs. Net interest income rose 40% YoY to $2.05B on 42% loan growth and 10bp margin expansion to 3.21%.

  Item 2.02 — Results of Operations and Financial Condition verify on EDGAR →
• high

  Completed Cadence Bank systems conversion in mid-June, the final major integration milestone. Management expects full economic benefits and remaining cost synergies evident by Q4 2026 with Veritex, Janney, TM Capital, and Cadence integrations complete.

  Item 2.02 — Results of Operations and Financial Condition verify on EDGAR →
• high

  Average loans grew $56.1B (42%) YoY to $189.3B and deposits rose $60.0B (37%) to $223.4B, driven by Cadence ($36.9B loans, $43.5B deposits at acquisition) and Veritex acquisitions plus organic growth.

  Item 2.02 — Results of Operations and Financial Condition verify on EDGAR →