NASDAQ: HBAN
HUNTINGTON BANCSHARES INC /MD/CIK 0000049196 · SIC 6021 · National Commercial Banks
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Huntington Bancshares appoints Brantley Standridge as President; Steinour remains Chairman and CEO
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HBAN: revenue $502.0M, net income $727.0M. HBAN triples buyback authorization, repurchases in Q2 2026
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Huntington reports Q2 EPS of $0.33, up 36% YoY, completes Cadence systems conversion
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Huntington Bancshares declares quarterly dividends, common stock unchanged at $0.155/share
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Huntington declares routine quarterly dividend on Series I Preferred Stock
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Huntington Bancshares to present at Morgan Stanley conference June 9
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Huntington Bancshares files routine disclosure for CEO investor conference presentation
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revenue $472.0M, net income $523.0M. Huntington triples buyback authorization to up, CEO buys shares in open market
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Huntington Bancshares shareholders approve all proposals at 2026 Annual Meeting
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Huntington Bancshares holds common dividend steady at $0.155, declares preferred dividends
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Latest financial statements
From 10-Q filed Jul 28, 2026 (period ending Jun 30, 2026). As printed on the EDGAR/iXBRL face — not generated by the model.
Consolidated Statements of Income (Unaudited)
(dollar amounts in millions, except per share data, share count in thousands)
| Description | Three months ended June 30, 2026 | Three months ended June 30, 2025 | Six months ended June 30, 2026 | Six months ended June 30, 2025 |
|---|---|---|---|---|
| Interest and fee income: | ||||
| Loans and leases | 2,772 | 1,971 | 5,290 | 3,876 |
| Available-for-sale securities | ||||
| Taxable | 285 | 278 | 543 | 565 |
| Tax-exempt | 34 | 31 | 67 | 65 |
| Held-to-maturity securities—taxable | 97 | 107 | 196 | 215 |
| Other securities—taxable | 17 | 12 | 33 | 24 |
| Other | 177 | 157 | 339 | 300 |
| Total interest income | 3,382 | 2,556 | 6,468 | 5,045 |
| Interest expense: | ||||
| Deposits | 1,048 | 822 | 1,968 | 1,632 |
| Short-term borrowings | 18 | 13 | 34 | 27 |
| Long-term debt | 264 | 254 | 523 | 493 |
| Total interest expense | 1,330 | 1,089 | 2,525 | 2,152 |
| Net interest income | 2,052 | 1,467 | 3,943 | 2,893 |
| Provision for credit losses | 132 | 103 | 290 | 218 |
| Net interest income after provision for credit losses | 1,920 | 1,364 | 3,653 | 2,675 |
| Noninterest income: | ||||
| Payments and cash management revenue | 204 | 165 | 391 | 320 |
| Wealth and asset management revenue | 134 | 102 | 254 | 203 |
| Customer deposit and loan fees | 128 | 95 | 238 | 181 |
| Capital markets and advisory fees | 140 | 84 | 272 | 151 |
| Mortgage banking income | 53 | 28 | 85 | 59 |
| Insurance income | 21 | 19 | 42 | 39 |
| Leasing revenue | 29 | 10 | 42 | 24 |
| Net gains (losses) on sales of securities | 2 | (58) | 15 | (58) |
| Other noninterest income | 74 | 26 | 128 | 46 |
| Total noninterest income | 785 | 471 | 1,467 | 965 |
| Noninterest expense: | ||||
| Personnel costs | 1,010 | 722 | 2,002 | 1,393 |
| Outside data processing and other services | 326 | 182 | 637 | 352 |
| Equipment | 96 | 68 | 189 | 135 |
| Net occupancy | 90 | 54 | 175 | 119 |
| Professional services | 31 | 22 | 75 | 44 |
| Marketing | 38 | 28 | 75 | 57 |
| Deposit and other insurance expense | 38 | 20 | 73 | 57 |
| Amortization of intangibles | 54 | 11 | 95 | 22 |
| Lease financing equipment depreciation | 2 | 2 | 5 | 6 |
| Other noninterest expense | 124 | 88 | 257 | 164 |
| Total noninterest expense | 1,809 | 1,197 | 3,583 | 2,349 |
| Income before income taxes | 896 | 638 | 1,537 | 1,291 |
| Provision for income taxes | 165 | 96 | 279 | 218 |
| Income after income taxes | 731 | 542 | 1,258 | 1,073 |
| Income attributable to non-controlling interest | 4 | 6 | 8 | 10 |
| Net income attributable to Huntington | 727 | 536 | 1,250 | 1,063 |
| Dividends on preferred shares | 41 | 27 | 82 | 54 |
| Net income applicable to common shares | 686 | 509 | 1,168 | 1,009 |
| Average common shares—basic | 2,021,373 | 1,457,309 | 1,945,805 | 1,455,904 |
| Average common shares—diluted | 2,048,311 | 1,480,996 | 1,974,952 | 1,481,541 |
| Per common share: | ||||
| Net income—basic | 0.34 | 0.35 | 0.60 | 0.69 |
| Net income—diluted | 0.33 | 0.34 | 0.59 | 0.68 |
Balance Sheet (Unaudited)
| Description | Three months ended June 30, 2026 | Three months ended June 30, 2025 |
|---|---|---|
| Average | ||
| (dollar amounts in millions) | ||
| Assets: | ||
| Interest-earning deposits with banks | 16,977 | 156 |
| Trading account assets | 281 | 3 |
| Investment and other securities: | ||
| Available-for-sale securities: | ||
| Taxable | 31,486 | 285 |
| Tax-exempt | 3,487 | 43 |
| Total available-for-sale securities | 34,973 | 328 |
| Held-to-maturity securities—taxable | 14,571 | 97 |
| Other securities | 1,369 | 17 |
| Total investment and other securities | 50,913 | 442 |
| Loans held for sale | 1,174 | 19 |
| Loans and leases (3): | ||
| Commercial: | ||
| Commercial and industrial | 90,371 | 1,336 |
| Commercial real estate | 23,925 | 370 |
| Lease financing | 5,726 | 101 |
| Total commercial | 120,022 | 1,807 |
| Consumer: | ||
| Residential mortgage | 33,515 | 404 |
| Automobile | 15,650 | 229 |
| Home equity | 11,878 | 202 |
| RV and marine | 5,646 | 76 |
| Other consumer | 2,544 | 64 |
| Total consumer | 69,233 | 975 |
| Total loans and leases | 189,255 | 2,782 |
| Total earning assets | 258,600 | 3,402 |
| Cash and due from banks | 2,036 | 1,407 |
| Goodwill and other intangible assets | 10,468 | 5,640 |
| All other assets | 13,377 | 9,713 |
| Total assets | 284,481 | 207,852 |
| Liabilities and shareholders’ equity: | ||
| Interest-bearing deposits: | ||
| Demand deposits—interest-bearing | 62,388 | 285 |
| Money market deposits | 75,309 | 493 |
| Savings deposits | 18,940 | 39 |
| Time deposits | 26,758 | 231 |
| Total interest-bearing deposits | 183,395 | 1,048 |
| Short-term borrowings | 1,887 | 18 |
| Long-term debt | 20,971 | 264 |
| Total interest-bearing liabilities | 206,253 | 1,330 |
| Demand deposits—noninterest-bearing | 40,008 | 29,245 |
| All other liabilities | 5,620 | 4,788 |
| Total liabilities | 251,881 | 187,254 |
| Total Huntington shareholders’ equity | 32,555 | 20,548 |
| Non-controlling interest | 45 | 50 |
| Total equity | 32,600 | 20,598 |
| Total liabilities and equity | 284,481 | 207,852 |
| Net interest rate spread | 2.69 | 2.55 |
| Impact of noninterest-bearing funds on NIM | 0.52 | 0.56 |
| NII/NIM (FTE) | 2,072 | 1,483 |
Consolidated Statements of Cash Flows (Unaudited)
(dollar amounts in millions)
| Description | Six months ended June 30, 2026 | Six months ended June 30, 2025 |
|---|---|---|
| Operating activities | ||
| Net income | 1,258 | 1,073 |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||
| Provision for credit losses | 290 | 218 |
| Depreciation, amortization, and accretion | 383 | 397 |
| Share-based compensation expense | 95 | 53 |
| Deferred income tax benefit | (203) | (173) |
| Net gains on sales of securities | (15) | 58 |
| Net change in: | ||
| Trading account assets | (263) | (428) |
| Loans held for sale | 289 | (226) |
| Other assets | (1,132) | (210) |
| Short-term borrowings | 191 | 403 |
| Other liabilities | 847 | (81) |
| Other, net | (93) | (17) |
| Net cash provided by operating activities | 1,647 | 1,067 |
| Investing activities | ||
| Change in interest-earning deposits with banks | 50 | 185 |
| Proceeds from: | ||
| Maturities and calls of available-for-sale securities | 9,137 | 2,694 |
| Maturities and calls of held-to-maturity securities | 882 | 925 |
| Maturities and calls of other securities | 419 | 65 |
| Sales of available-for-sale securities | 4,538 | 850 |
| Sales of other securities | 17 | — |
| Purchases of available-for-sale securities | (13,917) | (3,907) |
| Purchases of held-to-maturity securities | — | (515) |
| Purchases of other securities | (553) | (120) |
| Net proceeds from sales of loans and leases | 335 | 161 |
| Principal payments received under direct finance leases | 972 | 740 |
| Net loan and lease activity, excluding sales and purchases | (4,848) | (5,861) |
| Purchases of premises and equipment | (220) | (108) |
| Purchases of loans and leases | (302) | (317) |
| Net accrued income and other receivables activity | (4) | 532 |
| Net cash and cash equivalents received from business combinations | 1,680 | — |
| Other, net | 24 | 31 |
| Net cash used in investing activities | (1,790) | (4,645) |
| Financing activities | ||
| Increase in deposits | 2,326 | 932 |
| Net change in short-term borrowings | 182 | (138) |
| Net proceeds from issuance of long-term debt | 6,914 | 2,001 |
| Repayment of long-term debt | (6,151) | (1,136) |
| Dividends paid on preferred stock | (84) | (54) |
| Dividends paid on common stock | (564) | (453) |
| Repurchases of common stock | (309) | — |
| Other, net | (67) | (62) |
| Net cash provided by financing activities | 2,247 | 1,090 |
| Increase (decrease) in cash and cash equivalents | 2,104 | (2,488) |
| Cash and cash equivalents at beginning of period (1) | 13,495 | 12,847 |
| Cash and cash equivalents at end of period (1) | 15,599 | 10,359 |
Amounts as printed on the EDGAR/iXBRL face — (dollar amounts in millions, except per share data, share count in thousands); (dollar amounts in millions). Labels, columns, and figures are the filing face, not a GAAP stencil. Interactive statements & notes on EDGAR ↗