NASDAQ: HBAN
HUNTINGTON BANCSHARES INC /MD/CIK 0000049196 · SIC 6021 · National Commercial Banks
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Huntington Bancshares appoints Brantley Standridge as President; Steinour remains Chairman and CEO
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HBAN: revenue $502.0M, net income $727.0M. HBAN triples buyback authorization, repurchases in Q2 2026
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Huntington Bancshares declares quarterly dividends, common stock unchanged at $0.155/share
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Huntington reports Q2 EPS of $0.33, up 36% YoY, completes Cadence systems conversion
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Huntington declares routine quarterly dividend on Series I Preferred Stock
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Huntington Bancshares to present at Morgan Stanley conference June 9
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Huntington Bancshares files routine disclosure for CEO investor conference presentation
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revenue $472.0M, net income $523.0M. Huntington triples buyback authorization, CEO buys shares in open market
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Huntington Bancshares shareholders approve all proposals at 2026 Annual Meeting
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Huntington Bancshares holds common dividend steady at $0.155, declares preferred dividends
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Latest financial statements
From 10-Q filed Oct 27, 2026 (period ending Sep 30, 2026). As printed on the EDGAR/iXBRL face — not generated by the model.
Consolidated Statements of Income (Unaudited)
(dollar amounts in millions, except per share data, share count in thousands)
| Description | Three months ended September 30, 2026 | Three months ended September 30, 2025 | Nine months ended September 30, 2026 | Nine months ended September 30, 2025 |
|---|---|---|---|---|
| Interest and fee income: | ||||
| Loans and leases | 2,784 | 2,050 | 8,074 | 5,926 |
| Available-for-sale securities | ||||
| Taxable | 296 | 246 | 839 | 811 |
| Tax-exempt | 34 | 33 | 101 | 98 |
| Held-to-maturity securities—taxable | 96 | 105 | 292 | 320 |
| Other securities—taxable | 19 | 12 | 52 | 36 |
| Other | 160 | 154 | 499 | 454 |
| Total interest income | 3,389 | 2,600 | 9,857 | 7,645 |
| Interest expense: | ||||
| Deposits | 1,071 | 830 | 3,039 | 2,462 |
| Short-term borrowings | 9 | 13 | 43 | 40 |
| Long-term debt | 240 | 251 | 763 | 744 |
| Total interest expense | 1,320 | 1,094 | 3,845 | 3,246 |
| Net interest income | 2,069 | 1,506 | 6,012 | 4,399 |
| Provision for credit losses | 123 | 122 | 413 | 340 |
| Net interest income after provision for credit losses | 1,946 | 1,384 | 5,599 | 4,059 |
| Noninterest income: | ||||
| Payments and cash management revenue | 211 | 174 | 602 | 494 |
| Wealth and asset management revenue | 131 | 104 | 385 | 307 |
| Customer deposit and loan fees | 124 | 102 | 362 | 283 |
| Capital markets and advisory fees | 122 | 94 | 394 | 245 |
| Mortgage banking income | 45 | 43 | 130 | 102 |
| Net gains (losses) on sales of securities | — | — | 15 | (58) |
| Other noninterest income | 89 | 111 | 301 | 220 |
| Total noninterest income | 722 | 628 | 2,189 | 1,593 |
| Noninterest expense: | ||||
| Personnel costs | 990 | 757 | 2,992 | 2,150 |
| Outside data processing and other services | 290 | 198 | 927 | 550 |
| Equipment | 79 | 66 | 268 | 201 |
| Net occupancy | 96 | 57 | 271 | 176 |
| Professional services | 38 | 31 | 113 | 75 |
| Marketing | 54 | 34 | 129 | 91 |
| Amortization of intangibles | 49 | 11 | 144 | 33 |
| Other noninterest expense | 176 | 92 | 511 | 319 |
| Total noninterest expense | 1,772 | 1,246 | 5,355 | 3,595 |
| Income before income taxes | 896 | 766 | 2,433 | 2,057 |
| Provision for income taxes | 172 | 133 | 451 | 351 |
| Income after income taxes | 724 | 633 | 1,982 | 1,706 |
| Income attributable to non-controlling interest | 3 | 4 | 11 | 14 |
| Net income attributable to Huntington | 721 | 629 | 1,971 | 1,692 |
| Dividends on preferred shares | 41 | 27 | 123 | 81 |
| Net income applicable to common shares | 680 | 602 | 1,848 | 1,611 |
| Average common shares—basic | 2,019,285 | 1,459,129 | 1,970,567 | 1,456,979 |
| Average common shares—diluted | 2,046,873 | 1,484,587 | 1,999,440 | 1,482,677 |
| Per common share: | ||||
| Net income—basic | 0.34 | 0.41 | 0.94 | 1.11 |
| Net income—diluted | 0.33 | 0.41 | 0.92 | 1.09 |
Balance Sheet (Unaudited)
| Description | Three months ended September 30, 2026 | Three months ended September 30, 2025 |
|---|---|---|
| Average | ||
| (dollar amounts in millions) | ||
| Assets: | ||
| Interest-earning deposits with banks | 14,288 | 135 |
| Trading account assets | 315 | 3 |
| Investment and other securities: | ||
| Available-for-sale securities: | ||
| Taxable | 31,521 | 296 |
| Tax-exempt | 3,463 | 43 |
| Total available-for-sale securities | 34,984 | 339 |
| Held-to-maturity securities—taxable | 14,314 | 96 |
| Other securities | 1,295 | 19 |
| Total investment and other securities | 50,593 | 454 |
| Loans held for sale | 1,629 | 22 |
| Loans and leases (3) : | ||
| Commercial: | ||
| Commercial and industrial | 90,924 | 1,358 |
| Commercial real estate | 23,071 | 357 |
| Lease financing | 5,724 | 98 |
| Total commercial | 119,719 | 1,813 |
| Consumer: | ||
| Residential mortgage | 33,183 | 400 |
| Automobile | 15,339 | 230 |
| Home equity | 11,869 | 204 |
| RV and marine | 5,744 | 81 |
| Other consumer | 2,595 | 68 |
| Total consumer | 68,730 | 983 |
| Total loans and leases | 188,449 | 2,796 |
| Total earning assets | 255,274 | 3,410 |
| Cash and due from banks | 2,375 | 1,445 |
| Goodwill and other intangible assets | 10,416 | 5,625 |
| All other assets | 14,197 | 9,925 |
| Total assets | 282,262 | 209,727 |
| Liabilities and shareholders’ equity: | ||
| Interest-bearing deposits: | ||
| Demand deposits—interest-bearing | 63,704 | 321 |
| Money market deposits | 77,353 | 517 |
| Savings deposits | 18,839 | 30 |
| Time deposits | 23,766 | 203 |
| Total interest-bearing deposits | 183,662 | 1,071 |
| Short-term borrowings | 1,152 | 9 |
| Long-term debt | 18,145 | 240 |
| Total interest-bearing liabilities | 202,959 | 1,320 |
| Demand deposits—noninterest-bearing | 40,154 | 29,008 |
| All other liabilities | 6,453 | 4,826 |
| Total liabilities | 249,566 | 188,338 |
| Total Huntington shareholders’ equity | 32,656 | 21,348 |
| Non-controlling interest | 40 | 41 |
| Total equity | 32,696 | 21,389 |
| Total liabilities and equity | 282,262 | 209,727 |
| Net interest rate spread | 2.72 | 2.58 |
| Impact of noninterest-bearing funds on NIM | 0.53 | 0.55 |
| NII/NIM (FTE) | 2,090 | 1,523 |
Consolidated Statements of Cash Flows (Unaudited)
(dollar amounts in millions)
| Description | Nine months ended September 30, 2026 | Nine months ended September 30, 2025 |
|---|---|---|
| Operating activities | ||
| Net income | 1,982 | 1,706 |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||
| Provision for credit losses | 413 | 340 |
| Depreciation, amortization, and accretion | 553 | 572 |
| Share-based compensation expense | 148 | 84 |
| Deferred income tax benefit | (311) | (267) |
| Net (gains) losses on sales of securities | (15) | 58 |
| Gain from early extinguishment of debt | — | (11) |
| Net change in: | ||
| Trading account assets | (282) | (28) |
| Loans held for sale | 430 | (182) |
| Other assets | (2,130) | (427) |
| Short-term borrowings | 205 | 48 |
| Other liabilities | 1,555 | (264) |
| Other, net | (128) | (75) |
| Net cash provided by operating activities | 2,420 | 1,554 |
| Investing activities | ||
| Change in interest-earning deposits with banks | (11) | 285 |
| Proceeds from: | ||
| Maturities and calls of available-for-sale securities | 14,446 | 5,339 |
| Maturities and calls of held-to-maturity securities | 1,408 | 1,298 |
| Maturities and calls of other securities | 582 | 107 |
| Sales of available-for-sale securities | 4,538 | 860 |
| Sales of other securities | 17 | — |
| Purchases of available-for-sale securities | (19,583) | (4,069) |
| Purchases of held-to-maturity securities | (871) | (515) |
| Purchases of other securities | (787) | (159) |
| Net proceeds from sales of loans and leases | 721 | 376 |
| Principal payments received under direct finance leases | 1,494 | 1,362 |
| Net loan and lease activity, excluding sales and purchases | (7,614) | (9,542) |
| Purchases of premises and equipment | (310) | (149) |
| Purchases of loans and leases | (498) | (627) |
| Net accrued income and other receivables activity | (294) | 472 |
| Net cash and cash equivalents received from business combinations | 1,680 | — |
| Other, net | 81 | 51 |
| Net cash used in investing activities | (5,001) | (4,911) |
| Financing activities | ||
| Increase in deposits | 4,538 | 2,764 |
| Net change in short-term borrowings | 3,254 | (126) |
| Net proceeds from issuance of long-term debt | 7,550 | 2,462 |
| Repayment of long-term debt | (7,950) | (1,759) |
| Dividends paid on preferred stock | (124) | (81) |
| Dividends paid on common stock | (877) | (680) |
| Repurchases of common stock | (409) | — |
| Net proceeds from issuance of preferred stock | — | 741 |
| Other, net | (80) | (73) |
| Net cash provided by financing activities | 5,902 | 3,248 |
| Increase (decrease) in cash and cash equivalents | 3,321 | (109) |
| Cash and cash equivalents at beginning of period (1) | 13,495 | 12,847 |
| Cash and cash equivalents at end of period (1) | 16,816 | 12,738 |
Amounts as printed on the EDGAR/iXBRL face — (dollar amounts in millions, except per share data, share count in thousands); (dollar amounts in millions). Labels, columns, and figures are the filing face, not a GAAP stencil. Interactive statements & notes on EDGAR ↗