NYSE: WU Western Union CO 8-K

Western Union's Intermex acquisition delayed as California suspends approval

Filed August 14, 2026 · Period ending August 13, 2026 · ~1 min read

Key Changes

high

California DFPI suspended its prior approval extension for the Intermex acquisition, citing need for further review after six months and additional examination of California operations impact. Deal closing now delayed pending reinstatement.

Item 8.01 — Other Events verify on EDGAR →
high

Western Union secured NY regulatory approval but committed to three-year constraints: maintain NY retail footprint, continue serving Latin America/Caribbean markets, limit price increases on those remittances, report periodically to NYDFS, and obtain NYDFS approval for certain future acquisitions.

Item 8.01 — Other Events verify on EDGAR →
medium

NY settlement resolves Attorney General and Department of Financial Services review of merger's competitive impact on remittances to Latin America and Caribbean, without admission of any violation.

Item 8.01 — Other Events verify on EDGAR →
medium

Western Union obtained NYDFS approval for change of control of Intermex's New York money transmitter license, a required step for the acquisition to proceed in that state.

Item 8.01 — Other Events verify on EDGAR →

Summary

Western Union's pending acquisition of International Money Express (Intermex) hit a regulatory roadblock on August 13, 2026, when California's Department of Financial Protection and Innovation suspended its previously granted approval extension. The regulator cited the need for further review given the six months since original approval and to examine the transaction's impact on California operations.

Both companies remain committed to closing the deal promptly after California reinstates approval and other closing conditions are met. On the same day, Western Union secured approval from New York regulators, but at a cost.

The company settled a competitive review by entering into commitments that constrain its post-merger operations for three years: it must maintain its New York retail footprint, continue serving Latin American and Caribbean remittance markets, limit price increases on those remittances, report periodically to NYDFS, and obtain NYDFS approval for certain future acquisitions. An independent auditor will verify compliance. These commitments reduce Western Union's pricing flexibility and M&A optionality in its core New York-to-Latin America corridor in exchange for regulatory clearance. The California suspension introduces timing uncertainty for a deal that has already been pending for over six months.

Section-by-Section Diff

Event · Item 7.01 — Regulation FD Disclosure

~41 words

Western Union issued a press release on August 14, 2026, but the 8-K filing text is incomplete and does not disclose the content.

1 Added

Show 1 minor / wording change

Added Regulation FD disclosure low

Added in current filing · verify on EDGAR →

On August 14, 2026, The Western Union Company, a Delaware corporation (the “Company”), issued a press release regarding, among other things, the matters described under

The filing indicates Western Union issued a press release on August 14, 2026, but the 8-K text is truncated and does not disclose what the press release covered. The sentence ends mid-phrase with no continuation, making it impossible to determine the subject matter or materiality of the disclosure.

Event · Item 8.01 — Other Events

~1,300 words

Western Union settles NY regulatory review of IMXI acquisition with pricing/footprint commitments; California suspends approval pending further review.

2 Added

Added Three-year operational commitments to NYDFS high

Added in current filing · verify on EDGAR →

Under the Commitments, the Company has agreed, among other things, for a period of three years following the closing of the Merger, to: (i) maintain a certain footprint of retail locations in New York State, (ii) continue to offer retail remittance services to the Relevant Countries, (iii) limit certain price changes with respect to retail remittances from the State of New York to the Relevant Countries, (iv) provide certain periodic reports to the NYDFS and (v) obtain prior approval from the NYDFS of certain types of acquisitions. The Company is also required to engage an independent auditor, subject to the NYDFS’s approval, to assess the Company’s compliance with the Commitments.

For three years post-merger, Western Union must maintain its New York retail footprint, continue serving the relevant Latin American and Caribbean markets, limit price increases on those remittances, report periodically to NYDFS, obtain NYDFS approval for certain future acquisitions, and engage an independent auditor to verify compliance. These commitments constrain pricing flexibility and M&A optionality in exchange for regulatory clearance.

Added California DFPI suspends approval high

Added in current filing · verify on EDGAR →

Also on August 13, 2026, the California Department of Financial Protection and Innovation (the “DFPI”) sent a letter to the Company and IMXI suspending the approval extension previously granted on July 31, 2026 for the Company’s pending acquisition of IMXI. In its letter, the DFPI stated that the suspension is “based on a need to further review the transaction as a result of the intervening six months since approval was originally granted, and to further examine the impact of the proposal on operations in this state.”

California's DFPI suspended its previously granted approval extension for the IMXI acquisition, citing the need for further review after six months and additional examination of the transaction's impact on California operations. Western Union and IMXI intend to engage promptly with DFPI to seek reinstatement and remain committed to closing the transaction after reinstatement and satisfaction of remaining conditions.

Event · Exhibit 99.1

~1,600 words View exhibit on EDGAR ↗

3 Added

Added NY regulatory approval for Intermex acquisition medium

Added in current filing · view on EDGAR →

Western Union and Intermex announced today that the parties have received regulatory approval from the New York State Department of Financial Services (the “NYDFS”) for Western Union’s pending acquisition of Intermex. In connection with the approval, Western Union made certain commitments to the NYDFS with respect to remittance services and locations in New York following the acquisition.

Western Union received approval from the New York State Department of Financial Services to proceed with its acquisition of Intermex. As part of the approval, Western Union committed to certain obligations regarding remittance services and locations in New York after the deal closes.

Added California approval suspension high

Added in current filing · view on EDGAR →

Also on August 13, 2026, Western Union and Intermex received a letter dated August 13, 2026 from the California Department of Financial Protection and Innovation (the “DFPI”) suspending the approval extension previously granted on July 31, 2026 for Western Union’s pending acquisition of Intermex. In its letter, the DFPI stated that the suspension is “based on a need to further review the transaction as a result of the intervening six months since approval was originally granted, and to further examine the impact of the proposal on operations in this state.”

The California Department of Financial Protection and Innovation suspended its previously granted approval extension for the Intermex acquisition. The regulator cited the need for additional review given the six months that have passed since the original approval and to further examine the transaction's impact on California operations. This suspension delays the deal closing.

Added Transaction closing timeline high

Added in current filing · view on EDGAR →

Western Union and Intermex remain committed to completing the transaction and intend to close promptly after the reinstatement of the DFPI approval, subject to satisfaction or waiver of remaining customary closing conditions.

Both companies remain committed to completing the acquisition and plan to close the transaction promptly once California reinstates its approval and other standard closing conditions are met. The companies intend to engage with California regulators to address their questions and seek reinstatement as soon as practicable.