WTFC Q2 2026: Net income up 20% to $233.7M on loan growth; NIM compresses 2bp on lower yields

Filed August 5, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 6, 2025 · ~2 min read

Key Changes

• high

  Net income rose 20% year-over-year to $233.7 million ($3.30 diluted EPS) in Q2 2026 from $195.5 million ($2.78 EPS) in Q2 2025, driven by 9% net interest income growth on a larger loan portfolio.

  MD&A: Net income and EPS growth verify on EDGAR →
• high

  Total loans grew 9% to $55.7 billion at June 30, 2026 from $51.0 billion a year earlier, with growth across all major loan categories. Deposits rose 10% to $61.1 billion, funding the expansion.

  MD&A: Loan and deposit growth verify on EDGAR →
• high

  Net interest margin compressed 2 basis points to 3.50% (3.52% FTE) from 3.52% (3.54% FTE) in Q2 2025, primarily due to lower loan yields, reversing the prior-year dynamic when margin expanded on lower funding costs.

  MD&A: Net interest margin verify on EDGAR →