Wintrust Q1 net income up 20% to $227M on loan growth; margin stabilizes at 3.54%

Filed May 6, 2026 · Period ending March 31, 2026 · Compared to 10-Q May 5, 2025 · ~2 min read

Key Changes

• high

  Net income rose 20% YoY to $227M in Q1 2026 vs. only 1% growth in Q1 2025, driven by $52.5M increase in net interest income and $17.5M gain in non-interest income from wealth management and mortgage banking.

  MD&A: Net Income verify on EDGAR →
• high

  Net interest margin held steady at 3.54% vs. Q1 2025 (down 3 bp in prior year), signaling successful stabilization through deposit repricing and hedging after prior compression.

  MD&A: Net Interest Margin verify on EDGAR →
• high

  Loan portfolio grew 11% YoY to $54.1B; deposits up 10% to $58.9B, both decelerating from 13-15% growth rates in Q1 2025 as the company manages balance sheet expansion more conservatively.

  MD&A: Balance Sheet Growth verify on EDGAR →