Winchester Bancorp swings to $4.4M profit as loans and deposits surge

Filed September 16, 2026 · Period ending June 30, 2026 · Compared to 10-K Sep 17, 2025 · ~2 min read

Key Changes

• high

  Net income was $4.4 million for fiscal 2026, a $5.3 million improvement from a net loss of $874,000 in fiscal 2025.

  MD&A: Net income turnaround verify on EDGAR →
• high

  Net interest income rose 42.9% to $25.0 million, driven by higher loan balances and a wider net interest margin of 2.55%.

  MD&A: Net interest income growth verify on EDGAR →
• high

  Total loans grew 15.9% to $873.8 million, led by residential, multi-family, and construction real estate lending.

  MD&A: Loan portfolio growth verify on EDGAR →