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NASDAQ: WAFD WAFD INC 8-K

WaFd reports Q3 net income $66.1M, unveils Build 2030 plan to shift $8B to commercial

Filed July 28, 2026 · Period ending July 27, 2026 · ~1 min read

Key Changes

  • high

    Q3 2026 net income $66.1M ($0.84 EPS), up from Q2's $65.6M ($0.82 EPS); NIM flat at 2.81%.

    Exhibit 99.1 view on EDGAR →
  • high

    Build 2030 plan targets redeploying $8B from single-family residential to commercial loans (≥6% yield), shifting 20% of interest-bearing deposits to non-interest bearing via small business focus; projects 16.7% ROATCE and 3.60% NIM.

    Exhibit 99.1 view on EDGAR →
  • high

    Repurchased 4.7M shares YTD at $30.99 average; total capital return $205.7M exceeded net income $184.9M (111% payout ratio).

    Exhibit 99.1 view on EDGAR →

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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View original filing on SEC.gov Press release (Ex 99.1) on EDGAR ↗

Source-verified from EDGAR · Narrative written by AI · Jul 29, 2026 · How we verify