Univest Financial posts $50M H1 earnings as deposits contract 4.4% annualized

Filed July 27, 2026 · Period ending July 27, 2026 · ~1 min read

Key Changes

• high

  First-half 2026 net income of $50.0M ($1.79/share) with 1.23% ROAA; core PTPP-NCO ROAA of 1.66% and core PTPP-NCO ROATE of 17.63%.

  Exhibit 99.1 view on EDGAR →
• high

  Deposits contracted at 4.4% annualized pace while loans grew 3.6%, pushing loan-to-deposit ratio to 101.4% and requiring non-deposit funding sources.

  Exhibit 99.1 view on EDGAR →
• high

  Net interest margin at 3.41% (tax-equivalent); capital ratios strong with 9.68% tangible common equity to tangible assets and 11.19% CET1.

  Exhibit 99.1 view on EDGAR →