Univest Financial Q2 EPS up 18.8% to $0.82; $28.6M loan on nonaccrual, $5.2M OREO write-down

Filed July 23, 2026 · Period ending July 22, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 net income $23.0M ($0.82/share), up 18.8% YoY from $20.0M ($0.69/share), despite $5.2M pre-tax OREO write-down ($0.15/share impact) and $28.6M commercial loan placed on nonaccrual with $9.8M reserve.

  Exhibit 99.1 view on EDGAR →
• high

  Nonperforming assets rose to $63.0M at June 30, 2026 from $41.2M at March 31, 2026, driven by single $28.6M commercial loan relationship placed on nonaccrual with $9.8M specific reserve.

  Exhibit 99.1 view on EDGAR →
• high

  $5.2M pre-tax OREO valuation charge ($4.1M after-tax, $0.15/share) on property held since Q2 2022 and listed for sale since Q2 2025, based on updated appraisal reflecting fair value less costs to sell.

  Exhibit 99.1 view on EDGAR →