Universal Insurance secures $2.6B reinsurance tower with $45M retention for 2026-27

Filed May 28, 2026 · Period ending May 28, 2026 · ~1 min read

Key Changes

• high

  Completed 2026-27 reinsurance program with $2.623 billion first-event coverage above $45 million retention, with no co-participation requirements and full loss adjustment expense coverage.

  Item 8.01 verify on EDGAR →
• high

  Multi-event protection provides $1.209 billion coverage for second catastrophic event if first event exhausts the tower, plus $1.098 billion of reinstatable private coverage.

  Item 8.01 verify on EDGAR →
• medium

  Elected maximum 90% coverage from Florida Hurricane Catastrophe Fund, securing approximately $1.415 billion in state-backed coverage across both insurance subsidiaries.

  Item 8.01 verify on EDGAR →