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Get filing alertsUpstart reports Q1 2026 earnings with non-GAAP metrics and reconciliations
Filed May 5, 2026 · Period ending May 5, 2026 · ~1 min read
Key Changes
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Upstart disclosed financial results for the quarter ended March 31, 2026, via press release and conference call. This is a routine quarterly earnings announcement with detailed results in the attached exhibit.
Item 2.02 verify on EDGAR → -
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The company used non-GAAP financial measures in its earnings materials and provided reconciliations to GAAP measures in the press release, which is standard practice for providing additional performance context.
Item 2.02 verify on EDGAR →
Summary
Upstart Holdings filed its routine quarterly earnings announcement for the first quarter of 2026, covering the period ended March 31, 2026. The company released financial results through a press release and held a conference call to discuss performance with investors and analysts. As is typical for earnings disclosures, Upstart included non-GAAP financial metrics alongside GAAP measures, with full reconciliations provided in the press release to help investors understand adjusted performance metrics.
For retail investors, this is a standard quarterly update with no unusual elements. The actual financial performance details are contained in the press release (Exhibit 99.1), which should be reviewed to understand revenue, profitability, loan origination volumes, and forward guidance. Watch for management commentary on loan demand trends, credit performance, and any updates to full-year 2026 guidance in the conference call transcript or press release.
Section-by-Section Diff
Event · Item 2.02 — Results of Operations and Financial Condition
Item 2.02 — Results of Operations and Financial Condition filed; see Key Changes for terms.
Added in current filing · verify on EDGAR →
On May 5, 2026, Upstart Holdings, Inc. (“Upstart”) reported financial results for the fiscal quarter ended March 31, 2026.
Upstart disclosed its financial results for the first quarter of 2026 ending March 31. The actual results are contained in the attached press release (Exhibit 99.1), which is incorporated by reference. This is a routine quarterly earnings announcement.
Event · Item 9.01 — Financial Statements and Exhibits
Upstart Holdings filed an 8-K attaching a press release dated May 5, 2026; no material event details disclosed in the filing body.
Added in current filing · view on EDGAR →
99.1 Press Release issued by Upstart Holdings, Inc. dated May 5, 2026
The 8-K references a press release dated May 5, 2026 as Exhibit 99.1. The filing body does not disclose the content or subject matter of the press release, so the nature and materiality of the event cannot be determined from this 8-K alone.
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Figures/quotes linked to EDGAR · Narrative written by AI · Jun 1, 2026 · How we verify