Unity Bancorp reports Q2 2026 net income of $14.5M ($1.42/share), up 1.3% Q/Q

Filed July 14, 2026 · Period ending July 14, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 net income $14.5M ($1.42/share), up from Q1's $14.3M ($1.40/share), with 15.86% ROE and 4.56% net interest margin reflecting strong core performance.

  Exhibit 99.1 view on EDGAR →
• medium

  Nonaccrual assets rose to $34.5M (1.08% of assets) from $31.3M at year-end 2025; one $15.5M commercial real estate relationship accounts for nearly half, indicating concentration rather than systemic deterioration.

  Exhibit 99.1 view on EDGAR →
• medium

  Patriot National Bancorp (Unity holds ~2.2M shares) terminated its OCC formal agreement and opened Beverly Hills office post-quarter; Unity recognized increased unrealized losses on this investment in Q2.

  Exhibit 99.1 view on EDGAR →