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NYSE: UNFI UNITED NATURAL FOODS INC 8-K

UNFI refinances $371M term loan, cuts interest rate by 75 basis points

Filed June 22, 2026 · Period ending June 18, 2026 · ~1 min read

2 key changes

Key Changes

  • medium

    Reduced interest rate margin from 4.75% to 4.00% over SOFR on $371M term loan, lowering annual borrowing costs by approximately $2.8M and improving cash flow.

  • low

    Executed fifth amendment to 2018 term loan agreement with JPMorgan Chase as agent; all other material terms remain unchanged.

Summary

UNFI refinanced its existing term loan on June 18, 2026, reducing the interest rate margin by 75 basis points to 4.00% over SOFR. On a $371 million principal balance, this repricing saves approximately $2.8 million annually in interest expense, strengthening the company's cash position and financial flexibility. This is the fifth amendment to UNFI's 2018 term loan facility.

The refinancing reflects improved credit conditions or stronger lender confidence in the company's credit profile, allowing UNFI to secure better terms without materially altering the loan structure. For shareholders, the immediate benefit is reduced interest burden, which flows through to improved operating cash flow and potentially faster debt paydown or reinvestment capacity.

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Figures/quotes linked to EDGAR · Narrative written by AI · Jun 23, 2026 · How we verify