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NYSE: UMH UMH PROPERTIES, INC. 8-K

UMH launches zero-down payment home lending program for U.S. Veterans

Filed July 9, 2026 · Period ending July 8, 2026 · ~1 min read

2 key changes 2 sections

Key Changes

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    UMH partnered with Triad Financial Services to offer zero-down payment financing for qualified Veterans purchasing manufactured homes in UMH communities, addressing a gap where VA loans currently exclude manufactured homes in land-lease communities.

    Item 7.01 — Regulation FD Disclosure verify on EDGAR →
  • medium

    The program operates through UMH's Community Ownership Program (COP) and aims to provide terms similar to traditional VA loan programs for home ownership in manufactured home communities.

    Exhibit 99.1 view on EDGAR →

Summary

UMH Properties announced a new lending initiative targeting U.S. Veterans, offering zero-down payment financing for manufactured home purchases in its communities. The program, delivered through a partnership with Triad Financial Services under UMH's existing Community Ownership Program, fills a gap in the VA loan market—manufactured homes in land-lease communities are currently ineligible for VA financing.

By structuring terms similar to traditional VA loans, UMH aims to expand home ownership access for Veterans within its portfolio. For investors, this represents a strategic move to broaden UMH's customer base and potentially accelerate home sales in its communities. The program could drive occupancy and revenue growth if it successfully attracts Veteran buyers who were previously unable to secure financing. The filing provides no details on program duration, volume targets, or financial impact, so the initiative's contribution to results remains to be seen.

Section-by-Section Diff

Event · Exhibit 99.1

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Added Zero-down payment lending program for Veterans medium

Added in current filing · view on EDGAR →

UMH Properties, Inc. (NYSE: UMH) (TASE: UMH), a real estate investment trust (REIT) specializing in the ownership and operation of manufactured home communities, is pleased to announce a new lending promotion through its COP program with Triad Financial Services, that offers zero-down payment lending options for qualified United States Veterans.

UMH has launched a new lending program through its COP (Community Ownership Program) in partnership with Triad Financial Services that allows qualified U.S. Veterans to purchase manufactured homes with zero down payment. This addresses a gap in VA loan availability, as manufactured homes in land-lease communities are currently excluded from VA loan consideration. The program aims to provide Veterans with home ownership opportunities in UMH's manufactured home communities with terms similar to traditional VA loan programs.

Event · Item 7.01 — Regulation FD Disclosure

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Item 7.01 — Regulation FD Disclosure filed; see Key Changes for terms.

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Added Veterans lending promotion low

Added in current filing · verify on EDGAR →

On July 8, 2026, the Company announced a zero-down payment lending promotion for Veterans.

UMH Properties disclosed a new lending promotion offering zero-down payment financing specifically for Veterans. This is a Regulation FD disclosure, meaning the company is making the information publicly available to all investors simultaneously. The filing does not provide details on the program's terms, duration, or expected impact.

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Figures/quotes linked to EDGAR · Narrative written by AI · Jul 10, 2026 · How we verify