UMB Financial Q2 net income rises 27.7% to $277.6M on higher net interest income

Filed July 30, 2026 · Period ending June 30, 2026 · Compared to 10-Q Jul 31, 2025 · ~1 min read

Key Changes

• high

  Net income available to common shareholders rose 26.2% to $271.8M, with diluted EPS up 26.2% to $3.56.

  MD&A: Net income and EPS verify on EDGAR →
• high

  Net interest income grew 14.0% for the quarter, and net interest margin expanded 22 basis points to 3.32%.

  MD&A: Net interest income and margin verify on EDGAR →
• high

  Net loans grew to $40.7B from $36.4B a year earlier, while total deposits dipped slightly to $59.8B.

  Notes: Balance sheet verify on EDGAR →