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NYSE: UCB UNITED COMMUNITY BANKS INC 8-K

United Community Banks receives all regulatory approvals for Peach State acquisition, sets August 3 closing

Filed July 10, 2026 · Period ending July 10, 2026 · ~1 min read

3 key changes 2 high relevance

Key Changes

  • high

    United has received all required regulatory approvals for the Peach State Bancshares acquisition and expects to close the transaction on August 3, 2026, subject to Peach State shareholder approval and other standard closing conditions.

    Item 8.01 — Other Events verify on EDGAR →
  • high

    Peach State shareholders must elect their preferred merger consideration form (either $31.75 cash or 0.8978 United shares per share held) by July 20, 2026 at 5:00 p.m. Eastern Time. Overall consideration will be prorated to 50% cash and 50% stock.

    Exhibit 99.1 view on EDGAR →
  • medium

    Shareholders must submit completed election forms and stock certificates to Continental Stock Transfer & Trust Company by the July 20 deadline. Those missing certificates can submit a notice of guaranteed delivery and have until July 27 to provide replacements.

    Exhibit 99.1 view on EDGAR →

Summary

United Community Banks has cleared a key milestone in its acquisition of Peach State Bancshares, receiving all required regulatory approvals and setting an expected closing date of August 3, 2026. The transaction remains subject to Peach State shareholder approval and other customary closing conditions. Peach State shareholders face a July 20, 2026 election deadline to choose between $31.75 in cash or 0.8978 United shares per share held.

The overall consideration mix will be prorated to 50% cash and 50% stock regardless of individual elections. Shareholders who do not make an election will be allocated consideration according to the merger agreement's proration procedures. The regulatory clearance removes a significant uncertainty and moves the deal toward completion, pending the shareholder vote.

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Figures/quotes linked to EDGAR · Narrative written by AI · Jul 13, 2026 · How we verify