United Bancorp reports Q2 2026 EPS of $0.36, up 9.1% on deposit growth and margin expansion

Filed July 24, 2026 · Period ending July 23, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 diluted EPS of $0.36 and net income of $2,095,000, up 9.1% and 9.4% year-over-year; six-month EPS of $0.69 and net income of $4,006,000, up 6.2% and 5.8%.

  Item 2.02 verify on EDGAR →
• high

  Net interest margin expanded 17 basis points to 3.82% for the first six months of 2026, driven by loan repricing, lower-cost deposit growth, and maturity of a $20.0 million FHLB advance at 4.39%.

  Exhibit 99 view on EDGAR →
• high

  Total deposits grew $44.0 million (6.8%) to $686.9 million, with lower-cost deposits increasing $30.8 million to $481.9 million (70.2% of total deposits), improving funding mix.

  Exhibit 99 view on EDGAR →