NYSE: THG
HANOVER INSURANCE GROUP, INC.CIK 0000944695 · SIC 6331 · Fire, Marine & Casualty Insurance
Large
Revenue $6.6B
Assets $17.0B
as of Nov 7, 2026
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10-Q/A
Filed Nov 5, 2026
· Period ending Sep 30, 2026
Summary not yet generated.
10-Q
Filed Oct 29, 2026
· Period ending Sep 30, 2026
Summary not yet generated.
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8-K
Filed Oct 28, 2026
· Period ending Oct 28, 2026
Summary not yet generated.
10-Q
Filed Jul 29, 2026
· Period ending Jun 30, 2026
Summary not yet generated.
8-K
Filed Jul 28, 2026
· Period ending Jul 28, 2026
Summary not yet generated.
8-K
Filed Jul 15, 2026
· Period ending Jul 15, 2026
Summary not yet generated.
10-K
Filed Feb 20, 2026
· Period ending Dec 31, 2025
Summary not yet generated.
10-K
Filed Feb 24, 2025
· Period ending Dec 31, 2024
Summary not yet generated.
Latest financial statements
From 10-Q/A filed Nov 5, 2026 (period ending Sep 30, 2026). As printed on the EDGAR/iXBRL face — not generated by the model.
Consolidated Statements of Income (Unaudited)
(In millions, except per share data)
| Description | Three months ended September 30, 2026 | Three months ended September 30, 2025 | Nine months ended September 30, 2026 | Nine months ended September 30, 2025 |
|---|---|---|---|---|
| Revenues | ||||
| Premiums | 1,611.5 | 1,550.7 | 4,779.7 | 4,604.5 |
| Net investment income | 131.9 | 117.0 | 378.4 | 328.6 |
| Net realized and unrealized investment gains (losses): | ||||
| Net realized losses from sales and other | (8.3) | (20.3) | (18.6) | (43.7) |
| Net change in fair value of equity securities and other | (6.0) | 11.4 | 9.1 | 17.4 |
| Recoveries (impairments) on investments: | ||||
| Credit-related | 1.7 | — | (1.3) | (2.5) |
| Intent to sell securities | (1.5) | (0.1) | (2.8) | (0.5) |
| Total recoveries (impairments) on investments | 0.2 | (0.1) | (4.1) | (3.0) |
| Total net realized and unrealized investment losses | (14.1) | (9.0) | (13.6) | (29.3) |
| Fees and other income | 6.2 | 6.3 | 18.6 | 18.8 |
| Total revenues | 1,735.5 | 1,665.0 | 5,163.1 | 4,922.6 |
| Losses and expenses | ||||
| Losses and loss adjustment expenses | 989.7 | 927.1 | 2,909.8 | 2,839.6 |
| Amortization of deferred acquisition costs | 344.1 | 324.9 | 1,015.3 | 957.8 |
| Interest expense | 10.0 | 11.6 | 30.9 | 28.7 |
| Other operating expenses | 171.4 | 174.3 | 505.1 | 510.5 |
| Total losses and expenses | 1,515.2 | 1,437.9 | 4,461.1 | 4,336.6 |
| Income from continuing operations before income taxes | 220.3 | 227.1 | 702.0 | 586.0 |
| Income tax expense (benefit): | ||||
| Current | 53.6 | 35.5 | 160.2 | 111.9 |
| Deferred | (5.6) | 13.0 | (8.7) | 10.4 |
| Total income tax expense | 48.0 | 48.5 | 151.5 | 122.3 |
| Income from continuing operations | 172.3 | 178.6 | 550.5 | 463.7 |
| Discontinued operations (net of taxes): | ||||
| Income from discontinued life businesses | 0.3 | 0.1 | 0.5 | 0.3 |
| Net income | 172.6 | 178.7 | 551.0 | 464.0 |
| Earnings per common share: | ||||
| Basic: | ||||
| Income from continuing operations | 4.96 | 4.99 | 15.74 | 12.92 |
| Discontinued operations (net of taxes): | ||||
| Income from discontinued life businesses | 0.01 | — | 0.02 | 0.01 |
| Net income per share | 4.97 | 4.99 | 15.76 | 12.93 |
| Weighted average shares outstanding | 34.8 | 35.8 | 35.0 | 35.9 |
| Diluted: | ||||
| Income from continuing operations | 4.85 | 4.90 | 15.41 | 12.70 |
| Discontinued operations (net of taxes): | ||||
| Income from discontinued life businesses | 0.01 | — | 0.02 | — |
| Net income per share | 4.86 | 4.90 | 15.43 | 12.70 |
| Weighted average shares outstanding | 35.5 | 36.4 | 35.7 | 36.5 |
Consolidated Balance Sheets (Unaudited)
(In millions, except share data)
| Description | September 30, 2026 | December 31, 2025 |
|---|---|---|
| Assets | ||
| Investments: | ||
| Fixed maturities, at fair value (amortized cost of $10,471.8 and $9,685.7) | 9,835.7 | 9,536.5 |
| Equity securities, at fair value | 197.1 | 184.8 |
| Other investments | 638.6 | 661.4 |
| Total investments | 10,671.4 | 10,382.7 |
| Cash and cash equivalents | 506.3 | 1,122.7 |
| Accrued investment income | 84.0 | 80.1 |
| Premiums and accounts receivable, net | 1,998.9 | 1,861.3 |
| Reinsurance recoverable on paid and unpaid losses and unearned premiums | 2,170.9 | 2,011.1 |
| Deferred acquisition costs | 741.8 | 703.0 |
| Deferred income tax asset | 192.7 | 83.3 |
| Goodwill | 178.8 | 178.8 |
| Other assets | 419.4 | 439.3 |
| Assets of discontinued businesses | 79.5 | 83.6 |
| Total assets | 17,043.7 | 16,945.9 |
| Liabilities | ||
| Loss and loss adjustment expense reserves | 8,219.9 | 7,755.2 |
| Unearned premiums | 3,645.1 | 3,440.4 |
| Expenses and taxes payable | 743.6 | 806.7 |
| Reinsurance premiums payable | 49.0 | 45.2 |
| Short-term debt | 50.1 | 375.0 |
| Long-term debt | 794.1 | 843.3 |
| Liabilities of discontinued businesses | 100.4 | 108.6 |
| Total liabilities | 13,602.2 | 13,374.4 |
| Commitments and contingencies | ||
| Shareholders’ Equity | ||
| Preferred stock, par value $0.01 per share; 20.0 million shares authorized; none issued | — | — |
| Common stock, par value $0.01 per share; 300.0 million shares authorized; 60.5 million shares issued | 0.6 | 0.6 |
| Additional paid-in capital | 2,046.7 | 2,013.5 |
| Accumulated other comprehensive loss | (553.1) | (171.4) |
| Retained earnings | 4,191.7 | 3,741.6 |
| Treasury stock at cost (26.0 and 25.1 million shares) | (2,244.4) | (2,012.8) |
| Total shareholders’ equity | 3,441.5 | 3,571.5 |
| Total liabilities and shareholders’ equity | 17,043.7 | 16,945.9 |
Consolidated Statements of Cash Flows (Unaudited)
(In millions)
| Description | Nine months ended September 30, 2026 | Nine months ended September 30, 2025 |
|---|---|---|
| Cash Flows From Operating Activities | ||
| Net income | 551.0 | 464.0 |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||
| Net realized and unrealized investment losses | 13.8 | 29.8 |
| Net amortization and depreciation | (5.1) | (3.3) |
| Stock-based compensation expense | 30.4 | 27.8 |
| Amortization of defined benefit plan costs | 5.1 | 5.0 |
| Deferred income tax expense (benefit) | (8.6) | 10.4 |
| Change in deferred acquisition costs | (38.8) | (45.5) |
| Change in premiums receivable, net of reinsurance premiums payable | (133.8) | (126.8) |
| Change in loss, loss adjustment expense and unearned premium reserves | 665.6 | 468.6 |
| Change in reinsurance recoverable | (160.0) | 19.6 |
| Change in expenses and taxes payable | (86.2) | (70.7) |
| Other, net | 17.5 | 21.0 |
| Net cash provided by operating activities | 850.9 | 799.9 |
| Cash Flows From Investing Activities | ||
| Proceeds from disposals and maturities of fixed maturities | 1,676.2 | 2,162.8 |
| Proceeds from disposals of equity securities and other investments | 100.1 | 72.8 |
| Purchase of fixed maturities | (2,447.2) | (2,807.2) |
| Purchase of equity securities and other investments | (82.8) | (64.5) |
| Capital expenditures | (8.2) | (6.5) |
| Net cash used in investing activities | (761.9) | (642.6) |
| Cash Flows From Financing Activities | ||
| Proceeds from exercise of employee stock options | 18.0 | 13.7 |
| Proceeds from issuance of debt, net | — | 495.0 |
| Dividends paid to shareholders | (99.5) | (96.9) |
| Repayment of debt | (375.0) | — |
| Repurchases of common stock | (228.3) | (74.6) |
| Other financing activities | (20.7) | (12.4) |
| Net cash (used in) provided by financing activities | (705.5) | 324.8 |
| Net change in cash and cash equivalents | (616.5) | 482.1 |
| Net change in cash related to discontinued operations | 0.1 | (1.9) |
| Cash and cash equivalents, beginning of period | 1,122.7 | 435.5 |
| Cash and cash equivalents, end of period | 506.3 | 915.7 |
Amounts as printed on the EDGAR/iXBRL face — (In millions, except per share data); (In millions, except share data); (In millions). Labels, columns, and figures are the filing face, not a GAAP stencil. Interactive statements & notes on EDGAR ↗