TFS Financial Q3 net income +8% YoY; controls section omitted from 10-Q filing

Filed August 6, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 7, 2025 · ~1 min read

Key Changes

• high

  Controls and Procedures section (Item 4) absent from the 10-Q. The prior-year filing included management's evaluation concluding disclosure controls were effective and no material changes occurred in internal controls during the quarter.

  Controls and Procedures verify on EDGAR →
• high

  Net income rose to $21.5M ($0.08/share) in Q3 FY2025 from $20.0M ($0.07/share) in Q3 FY2024, an 8% increase. Nine-month net income reached $65.0M ($0.23/share) vs $61.4M ($0.22/share) prior year.

  Notes: Q3 FY2025 Results verify on EDGAR →
• medium

  Combined borrowing capacity fell $900M to $1.85B at June 30, 2026, from $2.75B a year earlier, as FHLB advances rose $780M to $5.65B and the company added $150M in Fed Funds to fund loan growth.

  MD&A: Liquidity verify on EDGAR →