Third Coast Bancshares net income rises 33.7% to $20.8M on Keystone merger; diluted EPS up 12.5% to $1.08

Filed August 4, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 5, 2025 · ~1 min read

Key Changes

• high

  Net income rose 33.7% to $20.8M, but diluted EPS grew only 12.5% to $1.08 as the share count increased about 17% following the Keystone merger.

  MD&A: Results of Operations verify on EDGAR →
• high

  Keystone merger closed February 1, 2026, adding roughly $1.8B in assets and driving total assets to $6.74B, loans to $5.44B, and deposits to $5.86B.

  MD&A: Balance Sheet verify on EDGAR →
• high

  Net interest margin compressed to 3.75% from 4.02% on lower loan yields, though net interest income still rose 23.6% on higher volumes.

  MD&A: Net Interest Income verify on EDGAR →