NASDAQ: TCBI
TEXAS CAPITAL BANCSHARES INC/TXCIK 0001077428 · SIC 6022 · State Savings Banks
Micro by revenue · Mega by assets
Revenue $149K
Assets $33.9B
as of Sep 6, 2026
Every 8-K is open in full. Other 10-Ks and 10-Qs show a 3-bullet preview. A free account reads 3 more full reports a month. Generating a report requires a verified account.
Sign up freeWant to see a complete report first? Today's free report (WLTH 10-Q) is open in full — no account needed.
8-K
Filed Sep 14, 2026
· Period ending Sep 14, 2026
Summary not yet generated.
10-Q
Filed Jul 23, 2026
· Period ending Jun 30, 2026
Summary not yet generated.
Partner
Trade TCBI commission-free
Open an account, get a free stock.
Investing involves risk. Free stock terms apply.
8-K
Filed Jul 22, 2026
· Period ending Jul 22, 2026
Summary not yet generated.
8-K
Filed Apr 23, 2026
· Period ending Apr 16, 2026
Summary not yet generated.
10-Q
Filed Apr 23, 2026
· Period ending Mar 31, 2026
Summary not yet generated.
8-K
Filed Mar 9, 2026
· Period ending Mar 9, 2026
Summary not yet generated.
424B5
Filed Feb 26, 2026
Summary not yet generated.
424B5
Filed Feb 24, 2026
Summary not yet generated.
10-K
Filed Feb 10, 2026
· Period ending Dec 31, 2025
Summary not yet generated.
10-K
Filed Feb 11, 2025
· Period ending Dec 31, 2024
Summary not yet generated.
424B5
Filed Apr 29, 2021
Summary not yet generated.
10-K/A
Filed Mar 2, 2020
· Period ending Dec 31, 2019
Summary not yet generated.
Latest financial statements
From 10-Q filed Jul 23, 2026 (period ending Jun 30, 2026). As printed on the EDGAR/iXBRL face — not generated by the model.
Consolidated Statements of Income (Unaudited)
(in thousands except per share data)
| Description | Three months ended June 30, 2026 | Three months ended June 30, 2025 | Six months ended June 30, 2026 | Six months ended June 30, 2025 |
|---|---|---|---|---|
| Interest income | ||||
| Interest and fees on loans | 368,416 | 364,358 | 716,436 | 698,508 |
| Debt and equity securities | 46,307 | 45,991 | 95,897 | 92,556 |
| Interest bearing cash and cash equivalents | 25,207 | 29,218 | 46,691 | 75,792 |
| Total interest income | 439,930 | 439,567 | 859,024 | 866,856 |
| Interest expense | ||||
| Deposits | 167,027 | 174,798 | 320,931 | 349,734 |
| Short-term borrowings | 3,552 | 3,444 | 5,912 | 11,690 |
| Long-term debt | 8,974 | 7,930 | 17,085 | 16,003 |
| Total interest expense | 179,553 | 186,172 | 343,928 | 377,427 |
| Net interest income | 260,377 | 253,395 | 515,096 | 489,429 |
| Provision for credit losses | 18,000 | 15,000 | 34,000 | 32,000 |
| Net interest income after provision for credit losses | 242,377 | 238,395 | 481,096 | 457,429 |
| Non-interest income | ||||
| Service charges on deposit accounts | 8,853 | 8,182 | 18,076 | 16,022 |
| Wealth management and trust fee income | 5,136 | 3,730 | 9,524 | 7,694 |
| Brokered loan fees | 2,103 | 2,398 | 4,109 | 4,347 |
| Investment banking and advisory fees | 31,522 | 24,109 | 63,538 | 40,587 |
| Trading income | 11,313 | 7,896 | 21,564 | 13,835 |
| Available-for-sale debt securities gains/(losses) | — | (1,886) | — | (1,886) |
| Other | 16,191 | 9,640 | 27,573 | 17,914 |
| Total non-interest income | 75,118 | 54,069 | 144,384 | 98,513 |
| Non-interest expense | ||||
| Salaries and benefits | 123,339 | 120,154 | 262,686 | 251,795 |
| Occupancy expense | 12,359 | 12,144 | 24,764 | 22,988 |
| Marketing | 4,786 | 3,624 | 9,758 | 8,633 |
| Legal and professional | 14,700 | 11,069 | 26,680 | 26,058 |
| Communications and technology | 28,494 | 24,314 | 55,666 | 47,956 |
| Federal Deposit Insurance Corporation insurance assessment | 4,586 | 5,096 | 9,463 | 10,437 |
| Other | 17,229 | 13,875 | 30,044 | 25,429 |
| Total non-interest expense | 205,493 | 190,276 | 419,061 | 393,296 |
| Income before income taxes | 112,002 | 102,188 | 206,419 | 162,646 |
| Income tax expense | 27,054 | 24,860 | 47,683 | 38,271 |
| Net income | 84,948 | 77,328 | 158,736 | 124,375 |
| Preferred stock dividends | 4,312 | 4,312 | 8,625 | 8,625 |
| Net income available to common stockholders | 80,636 | 73,016 | 150,111 | 115,750 |
| Other comprehensive income | ||||
| Change in unrealized gain/(loss) | (18,375) | 20,038 | (49,703) | 70,317 |
| Amounts reclassified into net income | 2,606 | 9,967 | 5,163 | 20,326 |
| Other comprehensive income/(loss) | (15,769) | 30,005 | (44,540) | 90,643 |
| Income tax expense/(benefit) | (3,628) | 6,774 | (10,245) | 20,467 |
| Other comprehensive income/(loss), net of tax | (12,141) | 23,231 | (34,295) | 70,176 |
| Comprehensive income | 72,807 | 100,559 | 124,441 | 194,551 |
| Basic earnings per common share | 1.85 | 1.59 | 3.42 | 2.52 |
| Diluted earnings per common share | 1.83 | 1.58 | 3.39 | 2.49 |
Consolidated Balance Sheets (Unaudited)
(in thousands except share data)
| Description | June 30, 2026 | December 31, 2025 |
|---|---|---|
| Assets | ||
| Cash and due from banks | 209,512 | 201,315 |
| Interest bearing cash and cash equivalents | 3,488,756 | 1,897,803 |
| Available-for-sale debt securities | 3,826,284 | 3,951,455 |
| Held-to-maturity debt securities | 692,332 | 725,722 |
| Equity securities | 43,429 | 41,998 |
| Trading debt securities | 2,539 | 3,924 |
| Debt and equity securities | 4,564,584 | 4,723,099 |
| Loans held for sale | — | 4,361 |
| Loans held for investment, mortgage finance | 6,383,381 | 6,064,019 |
| Loans held for investment | 18,563,845 | 17,976,183 |
| Less: Allowance for credit losses on loans | 268,268 | 270,557 |
| Loans held for investment, net | 24,678,958 | 23,769,645 |
| Premises and equipment, net | 91,852 | 88,003 |
| Accrued interest receivable and other assets | 878,203 | 854,552 |
| Goodwill and intangibles, net | 1,496 | 1,496 |
| Total assets | 33,913,361 | 31,540,274 |
| Liabilities and Stockholders’ Equity | ||
| Liabilities: | ||
| Non-interest bearing deposits | 7,573,788 | 6,959,097 |
| Interest bearing deposits | 21,337,600 | 19,489,670 |
| Total deposits | 28,911,388 | 26,448,767 |
| Accrued interest payable | 19,291 | 6,716 |
| Other liabilities | 484,116 | 502,834 |
| Short-term borrowings | 350,000 | 330,000 |
| Long-term debt | 500,859 | 620,575 |
| Total liabilities | 30,265,654 | 27,908,892 |
| Stockholders’ equity: | ||
| Preferred stock, $0.01 par value, $1,000 liquidation value: | ||
| Authorized shares - 10,000,000 | ||
| Issued shares 300,000 at June 30, 2026 and December 31, 2025 | 300,000 | 300,000 |
| Common stock, $0.01 par value: | ||
| Authorized shares - 100,000,000 | ||
| Issued shares 52,012,706 and 51,786,456 at June 30, 2026 and December 31, 2025, respectively | 520 | 518 |
| Additional paid-in capital | 1,082,419 | 1,074,496 |
| Retained earnings | 2,950,049 | 2,808,645 |
| Treasury stock 8,542,539 and 7,532,768 shares at cost at June 30, 2026 and December 31, 2025, respectively | (586,401) | (487,692) |
| Accumulated other comprehensive loss, net of taxes | (98,880) | (64,585) |
| Total stockholders’ equity | 3,647,707 | 3,631,382 |
| Total liabilities and stockholders’ equity | 33,913,361 | 31,540,274 |
Consolidated Statements of Cash Flows
(in thousands)
| Description | Six months ended June 30, 2026 | Six months ended June 30, 2025 |
|---|---|---|
| Operating activities | ||
| Net income | 158,736 | 124,375 |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||
| Provision for credit losses | 34,000 | 32,000 |
| Depreciation and amortization | 28,368 | 23,669 |
| Net loss on available-for-sale debt securities | — | 1,886 |
| Net (gain)/loss on equity securities | (3,521) | 104 |
| Sales/(purchases) of trading debt securities, net | 1,385 | (3,888) |
| Loss on redemption of long-term debt | 2,157 | — |
| Stock-based compensation expense | 27,273 | 20,377 |
| Proceeds from sales and repayments of loans held for sale | 21,333 | — |
| Changes in operating assets and liabilities: | ||
| Accrued interest receivable and other assets | (29,275) | (66,954) |
| Accrued interest payable and other liabilities | (49,433) | (68,204) |
| Net cash provided by operating activities | 191,023 | 63,365 |
| Investing activities | ||
| Purchases of available-for-sale debt securities | (249,549) | (700,052) |
| Proceeds from sales of available-for-sale debt securities | — | 280,402 |
| Proceeds from maturities, redemptions and pay-downs of available-for-sale debt securities | 348,440 | 238,840 |
| Proceeds from maturities, redemptions and pay-downs of held-to-maturity debt securities | 34,928 | 35,925 |
| Sales/(purchases) of equity securities, net | 2,090 | 6,465 |
| Originations of loans held for investment, mortgage finance | (51,427,658) | (43,839,841) |
| Proceeds from pay-offs of loans held for investment, mortgage finance | 51,108,296 | 43,165,826 |
| Decrease/(increase) in loans held for investment, excluding mortgage finance, net | (642,436) | (824,215) |
| Purchase of premises and equipment, net | (11,353) | (7,960) |
| Net cash used in investing activities | (837,242) | (1,644,610) |
| Financing activities | ||
| Net increase/(decrease) in deposits, net | 2,462,621 | 825,710 |
| Issuance of stock related to stock-based awards | (9,201) | (6,913) |
| Common stock dividends paid | (8,707) | — |
| Preferred stock dividends paid | (8,625) | (8,625) |
| Repurchase of common stock | (98,709) | (52,158) |
| Net increase/(decrease) in short-term borrowings, net | 20,000 | 365,000 |
| Redemption of long-term debt | (509,525) | (40,435) |
| Issuance of long-term debt | 397,515 | — |
| Net cash provided by financing activities | 2,245,369 | 1,082,579 |
| Net increase/(decrease) in cash and cash equivalents | 1,599,150 | (498,666) |
| Cash and cash equivalents at beginning of period | 2,099,118 | 3,188,808 |
| Cash and cash equivalents at end of period | 3,698,268 | 2,690,142 |
| Supplemental disclosures of cash flow information | ||
| Cash paid during the period for interest | 369,935 | 386,987 |
| Cash paid during the period for income taxes | 67,238 | 52,813 |
| Transfers of loans from held for investment to held for sale | 21,333 | — |
Amounts as printed on the EDGAR/iXBRL face — (in thousands except per share data); (in thousands except share data); (in thousands). Labels, columns, and figures are the filing face, not a GAAP stencil. Interactive statements & notes on EDGAR ↗