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Get filing alertsSynchrony Financial discloses 13 months of charge-off and delinquency data through May 2026
Filed June 9, 2026 · Period ending June 9, 2026 · ~1 min read
Key Changes
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Company furnished monthly charge-off and delinquency statistics covering thirteen months ended May 31, 2026, providing visibility into credit quality trends across its consumer lending portfolio.
Item 7.01 verify on EDGAR → -
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This is a routine periodic disclosure under Regulation FD. Synchrony plans to continue releasing these statistics monthly, with quarter-end figures included in earnings announcements.
8-K: Reg FD Disclosure view on EDGAR →
Summary
Synchrony Financial filed routine monthly credit quality metrics covering the thirteen-month period through May 31, 2026. The disclosure includes charge-off rates (loans written off as uncollectible) and delinquency rates (loans past due), which are key indicators of portfolio health for this consumer credit company.
Retail investors should care because rising charge-offs or delinquencies signal deteriorating credit quality and potential earnings pressure. These metrics offer early warning signs of consumer financial stress that may not yet appear in quarterly earnings. The actual statistics are in Exhibit 99.1, which should be reviewed for trends.
Watch for month-over-month changes in these metrics when Synchrony releases next month's update. Compare the trends to peer credit card issuers and broader consumer credit indicators to assess whether any deterioration is company-specific or industry-wide.
Section-by-Section Diff
Event · Item 7.01 — Regulation FD Disclosure
Item 7.01 — Regulation FD Disclosure filed; see Key Changes for terms.
Show 1 minor / wording change
Added in current filing · verify on EDGAR →
The Company hereby furnishes the information in Exhibit 99.1 hereto, Monthly Charge-Off and Delinquency Statistics as of and for each of the thirteen months ended May 31, 2026.
Synchrony disclosed monthly charge-off and delinquency statistics covering thirteen months through May 31, 2026. The company intends to continue furnishing these statistics monthly, with quarter-end statistics released alongside quarterly earnings announcements. This is a routine disclosure under Regulation FD.
Event · Item 9.01 — Financial Statements and Exhibits
Item 9.01 — Financial Statements and Exhibits filed; see Key Changes for terms.
Added in current filing · verify on EDGAR →
Monthly Charge-off and Delinquency Statistics as of and for each of the thirteen months ended May 31, 2026
Synchrony Financial furnished monthly charge-off and delinquency statistics covering thirteen months through May 31, 2026. This is a routine periodic disclosure of credit quality metrics for the company's consumer credit portfolio. The actual statistics are contained in Exhibit 99.1, which is not included in this 8-K body text.
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Figures/quotes linked to EDGAR · Narrative written by AI · Jun 9, 2026 · How we verify