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Get filing alertsSynchrony Financial discloses routine monthly charge-off and delinquency statistics
Filed May 15, 2026 · Period ending May 15, 2026 · ~1 min read
Key Changes
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Synchrony furnished monthly charge-off and delinquency statistics for the thirteen months ended April 30, 2026, providing transparency on credit portfolio performance.
Item 7.01 verify on EDGAR → -
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The company plans to continue releasing these statistics monthly, with quarter-end figures disclosed alongside quarterly earnings announcements.
8-K: Reg FD Disclosure view on EDGAR →
Summary
Synchrony Financial filed a routine 8-K to disclose monthly charge-off and delinquency statistics covering thirteen months through April 30, 2026. This is standard practice for consumer finance companies to provide transparency on loan portfolio quality and credit performance trends. The disclosure falls under Regulation FD requirements and represents ongoing operational reporting rather than a material event.
For retail investors, these statistics offer insight into how well Synchrony is managing credit risk across its consumer lending portfolio. Higher charge-offs or delinquencies could signal deteriorating credit quality, while stable or improving metrics suggest effective risk management. Watch for the actual statistics in the exhibit to assess whether credit trends are improving or worsening compared to prior periods, as this directly impacts profitability.
Section-by-Section Diff
Event · Item 7.01 — Regulation FD Disclosure
Item 7.01 — Regulation FD Disclosure filed; see Key Changes for terms.
Show 1 minor / wording change
Added in current filing · verify on EDGAR →
The Company hereby furnishes the information in Exhibit 99.1 hereto, Monthly Charge-Off and Delinquency Statistics as of and for each of the thirteen months ended April 30, 2026.
Synchrony disclosed monthly charge-off and delinquency statistics covering thirteen months through April 30, 2026. The company intends to continue furnishing these statistics monthly, with quarter-end statistics released alongside quarterly earnings announcements. This is a routine disclosure under Regulation FD.
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Figures/quotes linked to EDGAR · Narrative written by AI · Jun 8, 2026 · How we verify