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Get filing alertsStewart Information reports 48% net income growth in 2025, sets 15%+ market share target by 2028
Filed July 17, 2026 · Period ending July 16, 2026 · ~1 min read
Key Changes
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Adjusted net income rose 48% to $140M in 2025 on 18% revenue growth to $2.9B, with pre-tax margin expanding from 5.8% to 6.8%. Operating cash flow increased 52% to $206M despite flat existing home sales.
Exhibit 99.1 view on EDGAR → -
high
Q1 2026 adjusted net income surged 245% to $24M and adjusted EPS grew 217% on 28% revenue growth to $778M, even as existing home sales declined 1%, demonstrating market share gains.
Exhibit 99.1 view on EDGAR → -
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Management targets 15%+ title market share by 2028 (from 11% in 2025) and 12% margin in a 5.0M-unit existing home sales market, with plans to invest during downturns.
Exhibit 99.1 view on EDGAR → -
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National Commercial Services segment has grown at 36% CAGR over two years and targets 15-20% share in 3-5 years; Agency Services grew 12% CAGR and targets 15%+ share in 3 years.
Exhibit 99.1 view on EDGAR → -
low
Company furnished investor presentation materials under Regulation FD for use in meetings with investors and analysts.
Item 7.01 verify on EDGAR →
Summary
Stewart Information Services disclosed strong 2025 results and ambitious growth targets in an investor presentation. The title insurer grew adjusted net income 48% to $140 million on 18% revenue growth to $2.9 billion, with pre-tax margin expanding 100 basis points to 6.8%. Operating cash flow jumped 52% to $206 million.
Momentum accelerated in Q1 2026, with adjusted net income up 245% and revenue up 28% despite a 1% decline in existing home sales, indicating the company is taking market share. Management outlined a strategic plan to grow title premium market share from 11% to over 15% by 2028 and achieve 12% margins in a normalized 5.0-million-unit housing market.
The National Commercial Services segment, which has grown at 36% CAGR over two years, targets 15-20% share in 3-5 years. Agency Services, growing at 12% CAGR, targets 15%+ share in three years. The company ranks #3 in the Direct Channel and #4 in the Agency Channel, with over 8,000 employees across 440+ offices globally. The presentation signals management confidence in executing share gains across business lines while building financial strength to invest during market downturns.
Section-by-Section Diff
Event · Exhibit 99.1
Stewart Information Services filed an investor presentation outlining strategic growth plans and 2025 financial results.
Added in current filing · view on EDGAR → · paraphrased
• Pursue share growth 15%+ by 2028 • Target margin of 12% in 5.0-million-unit existing home sales market • Create financial strength to invest in down markets
Stewart outlined strategic targets including growing market share to 15%+ by 2028 and achieving a 12% margin in a 5.0-million-unit existing home sales market. The company aims to build financial strength to invest during market downturns. These targets reflect management's confidence in executing its multi-phase strategic plan focused on share gains across core business lines.
Added in current filing · view on EDGAR →
11% Title premium market share (FY 2025) #2 in Canada #3 in Direct Channel #4 in Agency Channel 8,000+ Global Employees 440+ Global Offices
Stewart holds 11% title premium market share as of FY 2025, ranking #3 in the Direct Channel and #4 in the Agency Channel. The company operates with over 8,000 employees across 440+ global offices, with additional operations in Canada (where it ranks #2), Australia, and the United Kingdom. Stewart maintains 'A-' financial strength ratings from both Fitch and A.M. Best.
Event · Item 7.01 — Regulation FD Disclosure
Stewart Information Services filed an 8-K to furnish investor presentation materials under Regulation FD.
Show 1 minor / wording change
Added in current filing · verify on EDGAR →
Stewart Information Services Corporation (the “Company”) has prepared investor presentation materials (the “Investor Deck”) that the Company intends to use from time to time after July 16, 2026, in meetings and discussions with investors, analysts, and other third parties.
The company has prepared and posted investor presentation materials to its website for use in meetings with investors and analysts. This is a routine Regulation FD disclosure to ensure equal access to information. The materials are furnished, not filed, meaning they are not subject to liability under Section 18 of the Exchange Act.
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Figures/quotes linked to EDGAR · Narrative written by AI · Jul 21, 2026 · How we verify