SouthState Q3 net income falls 9.3% to $223.8M; buyback program repurchases $284.7M

Filed October 30, 2026 · Period ending September 30, 2026 · Compared to 10-Q Oct 31, 2025 · ~1 min read

Key Changes

• high

  Q3 2026 net income declined 9.3% to $223.8M, with diluted EPS down 5.0% to $2.30, driven by lower net interest margin and higher provision for credit losses.

  MD&A: Earnings verify on EDGAR →
• high

  Net interest margin compressed 28 basis points to 3.77% as loan accretion income fell $56.3M from the prior-year quarter.

  MD&A: Net Interest Margin verify on EDGAR →
• high

  Provision for credit losses rose to $20.3M from $5.1M a year ago on higher loan production and net loan growth.

  MD&A: Provision verify on EDGAR →