SR Bancorp Q4 net income falls 57% to $940K on lower noninterest income

Filed July 28, 2026 · Period ending July 28, 2026 · ~1 min read

Key Changes

• high

  Q4 FY2026 net income dropped 57% year-over-year to $940K ($0.13/share) from $2.2M ($0.28/share), driven by prior-year $1.5M life insurance gain; adjusted net income rose to $867K from $412K.

  Exhibit 99.1 view on EDGAR →
• high

  Full-year FY2026 net income declined 35% to $3.4M ($0.45/share) from $5.1M, reflecting prior-year one-time gains; adjusted net income improved to $2.8M from $1.6M on stronger core operations.

  Exhibit 99.1 view on EDGAR →
• high

  Net interest margin expanded 15 basis points to 3.05% in Q4 FY2026 from 2.90% in Q4 FY2025, with net interest rate spread widening 26 basis points to 2.59% as asset yields outpaced liability costs.

  Exhibit 99.1 view on EDGAR →