SR Bancorp Q3 net income jumps 65% to $886K on margin expansion and loan growth

Filed April 28, 2026 · Period ending April 28, 2026 · ~1 min read

Key Changes

• high

  Q3 FY2026 net income rose 65% YoY to $886K ($0.12/share) from $537K ($0.06/share), driven by 8.8% net interest income growth to $7.8M, 30bp spread expansion to 2.55%, and 18bp margin improvement to 3.00%.

  Exhibit 99.1 view on EDGAR →
• high

  Nine-month net income declined 17.5% to $2.4M ($0.32/share) from $2.9M ($0.34/share), primarily due to lower acquisition accretion ($647K vs. $2.4M prior year) and $305K credit loss provision versus $105K recovery in prior year.

  Exhibit 99.1 view on EDGAR →
• medium

  Net loans grew 7.8% to $859.1M since June 2025, led by $33.9M commercial loan growth and $27.0M residential mortgage growth; deposits increased 5.7% to $894.3M, supplemented by $20M in FHLB borrowings.

  Exhibit 99.1 view on EDGAR →