SR Bancorp Q3 net income jumps 65% to $886K on margin expansion and loan growth

Filed April 28, 2026 · Period ending April 28, 2026 · ~1 min read

Key Changes

• high

  Q3 FY2026 net income rose 65% YoY to $886K ($0.12/share) from $537K ($0.06/share), driven by net interest income growth of 8.8% to $7.8M as net interest margin expanded 18 bps to 3.00% and rate spread widened 30 bps to 2.55%.

  Exhibit 99.1 verify on EDGAR →
• medium

  Net loans grew $61.9M (7.8%) to $859.1M over nine months, funded by deposit growth of $48.3M (5.7%) to $894.3M and $20M in FHLB borrowings; zero non-performing loans and 0.66% allowance ratio maintained.

  Exhibit 99.1 verify on EDGAR →
• medium

  Company repurchased 761,229 shares for $12.0M during nine months, reducing share count 8.2% from 8.9M to 8.2M shares outstanding; equity declined $9.3M to $184.5M after offsetting $2.4M nine-month net income.

  Exhibit 99.1 verify on EDGAR →