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NYSE: SR SPIRE INC 8-K

Spire enters $400M delayed draw term loan with 0.80% SOFR margin and 70% cap ratio covenant

Filed September 1, 2026 · Period ending August 31, 2026 · ~1 min read

4 key changes 1 high relevance 1 section

Key Changes

  • high

    Spire entered into a $400 million delayed draw senior unsecured term loan agreement on August 31, 2026, with up to four borrowings through December 31, 2026.

  • medium

    Borrowings bear interest at either a base rate or Adjusted Term SOFR plus 0.80% per annum, maturing 364 days after the effective date.

  • medium

    The agreement requires Spire to maintain a consolidated capitalization ratio of no more than 70% at each fiscal quarter end.

  • low

    Proceeds may be used for general corporate purposes, with no specific use disclosed.

Summary

Spire Inc. has secured a new $400 million delayed draw term loan facility, providing committed financing that can be drawn in up to four borrowings through the end of 2026. The facility is senior unsecured and carries an interest rate of either a base rate or Adjusted Term SOFR plus 0.80%, with a maturity of 364 days from the effective date. The agreement includes a financial covenant requiring Spire to maintain a consolidated capitalization ratio of no more than 70% at the end of each fiscal quarter, which limits the company's leverage.

Proceeds from the facility may be used for general corporate purposes, giving Spire flexibility in how it deploys the funds. The filing does not disclose any specific use of proceeds or additional terms beyond those summarized.

Section-by-Section Diff

Event · Item 1.01 — Entry into a Material Definitive Agreement

~400 words

Item 1.01 — Entry into a Material Definitive Agreement filed; see Key Changes for terms.

2 Added
Added Financial covenant medium

Added in current filing · verify on EDGAR →

including a requirement that the Company maintain a consolidated capitalization ratio of not more than 70% at the end of each fiscal quarter.

The agreement requires Spire to keep its consolidated capitalization ratio at or below 70% each quarter. This covenant limits the company's leverage and is a key condition for maintaining access to the facility.

Show 1 minor / wording change
Added Use of proceeds low

Added in current filing · verify on EDGAR →

The proceeds of the DDTL Agreement may be used for general corporate purposes.

The filing states the loan proceeds may be used for general corporate purposes without specifying a particular use. This gives Spire flexibility in how it deploys the funds.

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Figures/quotes linked to EDGAR · Narrative written by AI · Sep 2, 2026 · How we verify