SoFi reports record Q1 revenue of $1.1B (up 43%), net income of $167M, and 14.7M members

Filed April 29, 2026 · Period ending April 29, 2026 · ~1 min read

Key Changes

• high

  Q1 2026 net revenue reached $1.1 billion (up 43% year-over-year) with net income of $167 million (up 134%). Diluted EPS doubled to $0.12 from $0.06 in Q1 2025.

  Exhibit 99.1 verify on EDGAR →
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  Record loan originations of $12.2 billion, up from $10.5 billion in Q4 2025. Personal loans hit $8.3 billion, student loans $2.6 billion (up 119% year-over-year), and home loans $1.2 billion (up 137% year-over-year).

  Exhibit 99.1 verify on EDGAR →
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  Added 1.1 million new members to reach 14.7 million total (up 35% year-over-year). Total products reached 22.2 million (up 39%), with 43% cross-buy rate demonstrating strong engagement.

  Exhibit 99.1 verify on EDGAR →