Sound Financial reports Q2 net income of $2.5M, up 60% QoQ; declares $0.21 dividend

Filed July 29, 2026 · Period ending July 28, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 net income of $2.5M ($0.98/share) rose 60% from Q1's $1.6M and 23% from Q2 2025's $2.1M, driven by net interest margin expansion to 3.73% from 3.51% in Q1.

  Exhibit 99.1 view on EDGAR →
• medium

  Board declared $0.21 per share cash dividend payable August 21, 2026 to shareholders of record August 7, 2026.

  Item 8.01 verify on EDGAR →
• medium

  Nonperforming loans rose to $8.1M (0.90% of total loans), up from $7.4M in Q1 and $3.4M a year ago; allowance coverage declined to 104.53% from 117.02% in Q1.

  Exhibit 99.1 view on EDGAR →