NASDAQ: SBFG
SB FINANCIAL GROUP, INC.CIK 0000767405 · State Savings Banks
Certain statements contained in this Annual Report on Form 10-K which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. See “Cautionary Statement Regarding Forward-Looking Information” under About this business →
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SB Financial declares $0.16 quarterly dividend, up 7% year-over-year
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Latest financial statements
From 10-Q filed May 7, 2026 (period ending Mar 31, 2026). SEC XBRL (companyfacts) — not generated by the model.
Consolidated Statements of Operations (Unaudited)
| Description | Q1 ended Mar 31, 2026 | Q3 ended Sep 30, 2025 |
|---|---|---|
| Operating expenses: | ||
| Sales and marketing | 0.3 | 0.2 |
| Income before income taxes | 5.3 | 5.0 |
| Income tax expense/(benefit) | 1.0 | 0.9 |
| Net income | 4.3 | 4.0 |
| Basic earnings per share | 0.69 | 0.64 |
| Diluted earnings per share | 0.69 | 0.64 |
Consolidated Balance Sheets (Unaudited)
| Description | Mar 31, 2026 | Dec 31, 2025 |
|---|---|---|
| Current assets: | ||
| Accounts receivable, net | 1,165 | 1,164 |
| Property, plant and equipment, net | 21.3 | 21.7 |
| Goodwill | 27.2 | 27.2 |
| TOTAL ASSETS | 1,605 | 1,545 |
| Current liabilities: | ||
| Line of credit | 9.4 | 9.2 |
| Total liabilities | 1,461 | 1,404 |
| Shareholders' equity: | ||
| Common stock | 61.3 | 61.3 |
| Capital in excess of stated value | 15.1 | 15.2 |
| Accumulated other comprehensive income (loss) | (21.9) | (21.5) |
| Retained earnings (deficit) | 129.6 | 126.3 |
| Treasury stock | 40.5 | 40.1 |
| Total shareholders' equity | 143.7 | 141.2 |
| TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY | 1,605 | 1,545 |
Consolidated Statements of Cash Flows (Unaudited)
| Description | Q1 ended Mar 31, 2026 | Nine months ended Sep 30, 2025 |
|---|---|---|
| Operating Activities: | ||
| Net cash from operating activities | (3.0) | 15.8 |
| Investing Activities: | ||
| Net cash from investing activities | 2.1 | (5.0) |
| Financing Activities: | ||
| Net cash from financing activities | 55.6 | 48.3 |
Amounts in millions USD; EPS as reported. Line labels are presentation-friendly mappings of filer XBRL tags — not a re-audit of the full statements. Use EDGAR for interactive notes and detail. Interactive statements & notes on EDGAR ↗
About SB FINANCIAL GROUP, INC.
Source: Item 1 (Business) from the 10-K filed March 6, 2026. Description as filed by the company with the SEC.
Item
1. Business.
Certain
statements contained in this Annual Report on Form 10-K which are not statements of historical fact constitute forward-looking statements
within the meaning of the Private Securities Litigation Reform Act of 1995. See “Cautionary Statement Regarding Forward-Looking
Information” under