Red River Bancshares Q2 net income rises 15.4% to $11.8M; margin expands 10 bps

Filed August 7, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 8, 2025 · ~1 min read

Key Changes

• high

  Net income rose 15.4% to $11.8M, with diluted EPS up 17.9% to $1.78, driven by higher net interest income and lower interest expense.

  MD&A: Net income and EPS verify on EDGAR →
• high

  Net interest margin FTE expanded 10 bps to 3.61%, reflecting higher loan yields and lower deposit costs.

  MD&A: Net interest margin verify on EDGAR →
• medium

  Provision for credit losses increased to $750K from $450K, citing inflation, tariffs, geopolitical uncertainty, and labor market trends.

  MD&A: Provision for credit losses verify on EDGAR →