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NASDAQ: ROOT Root, Inc. 10-Q

Root's Q2 net income rises 15.3% to $24.1M; new up and debt refinancing

Filed August 5, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 6, 2025 · ~1 min read

Key Changes

  • high

    Net income rose 15.3% to $24.1M, with diluted EPS up 15.5% to $1.49, while revenue grew 1.6% to $389.2M.

    MD&A: Results verify on EDGAR →
  • high

    Board approved a new up to $75M share repurchase program; $20.8M was repurchased in Q2, leaving $54.3M available.

    MD&A: Capital verify on EDGAR →
  • high

    Refinanced $200M term loan with a new $200M senior secured term loan maturing May 2029, incurring a $4.9M loss on extinguishment.

    MD&A: Debt verify on EDGAR →

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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Figures/quotes linked to EDGAR · Narrative written by AI · Aug 31, 2026 · How we verify