Regional Management Q3 revenue +8.0% to $178.8M, net income +5.3% to $15.1M; credit costs rise

Filed October 30, 2026 · Period ending September 30, 2026 · Compared to 10-Q Nov 6, 2025 · ~1 min read

Key Changes

• high

  Net income rose 5.3% to $15.1M, or $1.61 diluted EPS (+13.4%), on revenue of $178.8M (+8.0%).

  MD&A: Results verify on EDGAR →
• high

  Delinquency rate climbed to 7.5% from 7.0% a year ago, and net credit loss rate rose to 11.9% from 11.5%.

  MD&A: Credit Quality verify on EDGAR →
• high

  New bank partnership with Column launched in March 2026; other income more than doubled to $12.3M, driven by $6.7M in partnership fees.

  MD&A: Other Income verify on EDGAR →