Regions Financial reports Q2 EPS of $0.64, raises dividend 13%, completes Frazer Lanier deal

Filed July 17, 2026 · Period ending July 17, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 net income available to common shareholders was $549M ($0.64 diluted EPS), up from $539M ($0.62) in Q1 2026. Adjusted EPS of $0.68 rose 13% year-over-year. Board declared quarterly dividend of $0.30/share, a 13% increase over prior quarter.

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• high

  Average loans grew 2% quarter-over-quarter, driven by 4% business loan growth in broad-based C&I categories (power & utilities, manufacturing, government & public sector, retail trade). Management expects full-year 2026 average loan and deposit balances up low single digits versus 2025.

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• high

  Net interest income increased 2% to $1,277M; net interest margin declined 1bp to 3.66%. Management expects Q3 2026 NII up ~2% on balance sheet growth and fixed-rate asset turnover, with NIM stable to modestly higher, exiting the year at approximately 3.70%.

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