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Red Flags Detected

  • Dividend Cut to $0.01 (worsened) — Quarterly dividend slashed 92% from $0.125 to $0.01, indicating severe pressure on distributable earnings.
  • Loan Loss Provision Reversal (worsened) — Provision swung from a $100.9M recovery to a $92.5M charge, signaling deteriorating credit quality.
  • Securitization Trust Collapses (worsened) — Four securitization trusts collapsed during the period, contributing to a $0.9B decline in consolidated VIE assets.
NYSE: RC Ready Capital Corp 10-Q

net income -$99.7M. Ready Capital posts Q2 loss

Filed August 7, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 8, 2025 · ~1 min read

Key Changes

  • high

    Net loss from continuing operations widened to $99.7M in Q2 2026; six-month loss was $299.8M vs. a $33.7M profit.

    MD&A: Net loss verify on EDGAR →
  • high

    Quarterly common dividend cut 92% to $0.01 per share from $0.125, signaling severe capital preservation.

    MD&A: Dividend verify on EDGAR →
  • high

    Total assets shrank 33% to $6.26B, with loan sales and securitization trust collapses.

    Notes: Total assets verify on EDGAR →

1 more material change behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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Figures/quotes linked to EDGAR · Narrative written by AI · Sep 21, 2026 · How we verify