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NASDAQ: RBKB Rhinebeck Bancorp, Inc. 8-K

Rhinebeck Bancorp launches $89M stock offering to convert from mutual to fully public company

Filed May 26, 2026 · Period ending May 26, 2026 · ~1 min read

3 key changes 2 high relevance 1 section

Key Changes

  • high

    Company offering up to 8.9 million shares at $10.00 per share to raise up to $89.1 million as part of converting from mutual holding company structure to fully stock form

  • high

    Conversion will eliminate mutual holding company structure where depositors held ownership stake, transitioning to standard public company ownership

    Press Release verify on EDGAR →
  • medium

    Offering price set at $10.00 per share represents the initial public valuation for the converted entity

Summary

Rhinebeck Bancorp announced a significant corporate restructuring, launching a public offering of up to 8.9 million shares at $10 per share to convert from a mutual holding company to a fully public stock company. This conversion eliminates the mutual structure where depositors held partial ownership and transitions the bank to standard public company ownership. The offering could raise up to $89.1 million in capital.

For existing shareholders, this conversion represents a fundamental change in ownership structure and will likely increase total shares outstanding, potentially diluting current holdings. The $10 per share offering price establishes the initial public market valuation. Retail investors should watch for the offering's completion date and final share count, as this will determine the actual dilution impact and the company's post-conversion capital position.

Section-by-Section Diff

Event · Item 9.01 — Financial Statements and Exhibits

~100 words

Rhinebeck Bancorp filed an 8-K attaching a press release dated May 26, 2026; no material event details disclosed in the filing body.

1 Added
Added Press release attachment medium

Added in current filing · verify on EDGAR →

99.1​ ​​ ​​ ​Press release dated May 26, 2026

The company attached a press release dated May 26, 2026 as Exhibit 99.1. The 8-K body does not disclose the content or subject matter of the press release, so the nature and materiality of the announcement cannot be determined from this filing alone.

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Figures/quotes linked to EDGAR · Narrative written by AI · May 27, 2026 · How we verify