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NASDAQ: RBCAA REPUBLIC BANCORP INC /KY/ 10-Q

Republic Bancorp Q2 2026: net income +4.4% to $32.9M as capital strengthens, deposits grow 7%

Filed August 7, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 7, 2025 · ~1 min read

Key Changes

  • high

    Net income rose 4.4% to $32.9M on revenue growth of 7.9% to $101.3M. Louis-based RBF leasing operations.

    MD&A: RBF sale completion; Key Financials verify on EDGAR →
  • high

    Total deposits grew $349M (7%) to $5.55B, fueled by a new RPS prepaid card marketer-servicer onboarded mid-June 2026 contributing ~$178M. The relationship enhances net interest income in rising-rate environments but reduces it when rates fall.

    MD&A: New RPS marketer-servicer relationship verify on EDGAR →
  • high

    Nonperforming loans rose 42% to $30.7M from $21.6M year-over-year, and delinquency ratios increased to 0.53% (total) and 0.35% (Core Bank) from 0.42% and 0.26% at year-end 2025.

    MD&A: Nonperforming loans; Delinquent loans verify on EDGAR →

1 more material change behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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Figures/quotes linked to EDGAR · Narrative written by AI · Aug 20, 2026 · How we verify