Republic Bancorp reports Q2 2026 net income of $32.9M, up 4% YoY on Core Bank NIM expansion

Filed July 24, 2026 · Period ending July 24, 2026 · ~2 min read

Key Changes

• high

  Q2 2026 net income $32.9M ($1.68 diluted EPS), up 4% YoY from $31.5M ($1.61), with ROA 1.88% and ROE 11.42%. Sequential decline from Q1's $42.6M reflects seasonal Tax Refund Solutions runoff.

  Item 2.02 — Results of Operations and Financial Condition verify on EDGAR →
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  Core Bank net interest income rose $4.2M (7%) YoY to $64.1M despite 75bp Fed rate cuts; NIM expanded 30bp to 4.02% on lower funding costs and March prepayment of $220M FHLB advances at 4.57%.

  Item 2.02 — Results of Operations and Financial Condition verify on EDGAR →
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  Traditional Banking loans grew $59M in Q2, strongest quarterly growth in nearly three years, driven by relationship-based lending strategy and healthy demand across key categories.

  Item 2.02 — Results of Operations and Financial Condition verify on EDGAR →