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NYSE: PRU PRUDENTIAL FINANCIAL INC 8-K

Prudential Financial reports Q2 2026 EPS of $4.08, up 14% YoY; Japan sales suspension weighs

Filed August 4, 2026 · Period ending August 4, 2026 · ~1 min read

5 key changes 4 high relevance 3 sections

Key Changes

  • high

    After-tax adjusted operating income rose to $1.438B ($4.08/share) in Q2 2026, up from $1.284B ($3.58/share) in Q2 2025, reflecting improved performance across business segments despite headwinds from a sales suspension at Prudential of Japan.

    Exhibit 99.1 view on EDGAR →
  • high

    Net income nearly doubled to $985M ($2.80/share) from $533M ($1.48/share) year-over-year. The current quarter included a net after-tax charge from annual assumption updates of $299M ($0.85/share).

    Exhibit 99.1 view on EDGAR →
  • high

    Prudential returned $743M to shareholders in Q2 2026 through $250M in share repurchases and $493M in dividends ($1.40/share, representing a yield exceeding 5% on adjusted book value).

    Exhibit 99.1 view on EDGAR →
  • high

    International Businesses faced a sales suspension at Prudential of Japan, contributing to a 33% decline in constant-dollar sales, though the segment still delivered strong earnings driven by resilience in underlying operations and growth in Brazil.

    Exhibit 99.1 view on EDGAR →
  • medium

    Assets under management reached $1,642.1B as of June 30, 2026, up 3.9% from $1,580.3B a year earlier, reflecting positive market performance and net inflows in certain asset classes.

    Exhibit 99.2 view on EDGAR →

Summary

Prudential Financial reported strong second quarter 2026 results, with after-tax adjusted operating income of $1.438 billion or $4.08 per share, up 12% from $1.284 billion or $3.58 per share in the prior-year quarter. Net income nearly doubled to $985 million from $533 million year-over-year.

The company returned $743 million to shareholders through dividends and share repurchases, maintaining its quarterly dividend at $1.40 per share—a yield exceeding 5% on adjusted book value. The quarter's results were achieved despite a notable headwind: a sales suspension at Prudential of Japan that contributed to a 33% decline in constant-dollar sales for the International Businesses segment.

Management emphasized the resilience of underlying operations and continued growth in Brazil, which helped offset the Japan impact. PGIM's asset management business showed strength with pre-tax operating income up 28% to $294 million, while total assets under management grew to $1.64 trillion. For retail investors, the combination of double-digit earnings growth, consistent capital return, and book value expansion to $100.91 per share (adjusted basis) demonstrates solid execution. The Japan sales suspension warrants monitoring as a near-term drag on international growth, though management's commentary suggests confidence in the segment's underlying fundamentals.

Section-by-Section Diff

Event · Item 7.01 — Regulation FD Disclosure

~200 words

Prudential Financial disclosed its Q2 2026 Quarterly Financial Supplement and announced an earnings conference call for August 5, 2026.

2 Added
Added Q2 2026 Financial Supplement medium

Added in current filing · verify on EDGAR →

The Company furnishes herewith, as Exhibit 99.2, the Quarterly Financial Supplement for second quarter 2026.

Prudential Financial has released its Quarterly Financial Supplement for the second quarter of 2026. The supplement is attached as Exhibit 99.2 and contains detailed financial data for the quarter.

Added Q2 2026 Earnings Call medium

Added in current filing · verify on EDGAR →

Members of the Company’s senior management will hold a conference call on Wednesday, August 5, 2026 at 11:00 A.M. ET, to discuss the Company’s strategy and second quarter 2026 results.

The company has scheduled an earnings conference call for August 5, 2026 at 11:00 A.M. ET. Senior management will discuss the company's strategy and second quarter 2026 results. Related materials are available on the Investor Relations website.

Event · Exhibit 99.1

2 Added
Added Adjusted operating income high

Added in current filing · view on EDGAR →

After-tax adjusted operating income of $1.438 billion or $4.08 per Common share versus $1.284 billion or $3.58 per share for the year-ago quarter.

After-tax adjusted operating income rose to $1.438 billion or $4.08 per share in Q2 2026, up from $1.284 billion or $3.58 per share in the year-ago quarter. The current quarter included a net after-tax benefit from annual assumption updates of $51 million or $0.15 per share.

Added Book value medium

Added in current filing · view on EDGAR →

Book value per Common share of $90.50 versus $85.98 per share for the year-ago quarter; adjusted book value per Common share of $100.91 versus $96.41 per share for the year-ago quarter.

Book value per share increased to $90.50 from $85.98 year-over-year, while adjusted book value per share rose to $100.91 from $96.41. These metrics reflect strengthening equity value and business performance.

Event · Exhibit 99.2

Prudential Financial reported Q2 2026 adjusted operating income of $1.44B, up 10% YoY, with diluted EPS of $4.08 vs $3.58 prior year.

5 Added
Added Q2 2026 adjusted operating income high

Added in current filing · view on EDGAR →

After-tax adjusted operating income (loss) 1,284 1,521 1,168 1,278 1,438 2,472 2,716 10%

Prudential Financial reported after-tax adjusted operating income of $1,438 million for Q2 2026, up 12% from $1,284 million in Q2 2025. Year-to-date adjusted operating income reached $2,716 million, a 10% increase from $2,472 million in the prior-year period. This reflects improved performance across the company's business segments.

Added Q2 2026 diluted EPS high

Added in current filing · view on EDGAR →

Adjusted Operating Income - diluted 3.58 4.26 3.30 3.61 4.08 6.87 7.69 12%

Diluted adjusted operating income per share was $4.08 for Q2 2026, up 14% from $3.58 in Q2 2025. Year-to-date diluted EPS reached $7.69, a 12% increase from $6.87 in the prior-year period. The improvement reflects both higher earnings and a reduced share count from ongoing repurchases.

Added PGIM operating income medium

Added in current filing · view on EDGAR →

Adjusted operating income (loss) before income taxes: PGIM 229 244 249 190 294 385 484 26%

PGIM's adjusted operating income before taxes was $294 million in Q2 2026, up 28% from $229 million in Q2 2025. Year-to-date pre-tax operating income reached $484 million, a 26% increase from $385 million in the prior-year period. The improvement was driven by higher asset management fees and improved operating margins.

Added Assets under management medium

Added in current filing · view on EDGAR →

Total assets under management 1,580.3 1,612.0 1,609.1 1,575.8 1,642.1

Total assets under management reached $1,642.1 billion as of June 30, 2026, up 3.9% from $1,580.3 billion at June 30, 2025. PGIM's assets under management totaled $1,491.3 billion, up from $1,440.7 billion in the prior year, reflecting positive market performance and net inflows in certain asset classes.

Added Capital returned to shareholders high

Added in current filing · view on EDGAR →

Dividends paid 485 481 480 496 493 971 989 2% Share repurchases 250 250 250 250 250 500 500 —% Total capital returned 735 731 730 746 743 1,471 1,489 1%

Prudential returned $743 million to shareholders in Q2 2026 through $493 million in dividends and $250 million in share repurchases. Year-to-date capital returned totaled $1,489 million, up 1% from $1,471 million in the prior-year period. The company maintained its quarterly dividend at $1.40 per share and continued its consistent share repurchase program.

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