Provident Financial net income rises 6.4% to $6.7M; NIM expands 16 bps to 3.09%

Filed September 2, 2026 · Period ending June 30, 2026 · Compared to 10-K Aug 29, 2025 · ~2 min read

Key Changes

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  Subsequent event: On July 23, 2026, the Corporation announced that the Provident Board of Directors declared a cash dividend of $0.14 per share. Shareholders of Provident common stock at the close of business on August 13, 2026 were en…

  Notes: Subsequent Events verify on EDGAR →
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  Net income increased 6.4% to $6.7 million, with diluted EPS up 10.8% to $1.03, driven by higher net interest income and a larger recovery of credit losses.

  MD&A: Results verify on EDGAR →
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  Net interest margin expanded 16 basis points to 3.09%, reflecting lower funding costs despite a decline in average interest-earning assets.

  MD&A: NIM verify on EDGAR →