Pinnacle Financial reports Q2 2026 earnings of $2.50/share, 14% annualized loan growth

Filed July 22, 2026 · Period ending July 22, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 adjusted EPS of $2.50 ($2.07 GAAP) on $1.2B revenue, reflecting first full quarter post-Synovus merger; net income $313M up 131% quarter-over-quarter as merger costs declined.

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• high

  Loans grew $2.9B (3% or 14% annualized) to $88.1B driven by C&I credits across diverse geographies; deposits up 1% to $100.9B, trending toward high end of 9-11% annual loan growth guidance.

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• high

  Net interest margin compressed 9 basis points to 3.44% due to lower SOFR rates, purchase accounting adjustments, and seasonal wholesale funding reliance; full-year NIM guidance 3.44%-3.47%.

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